Sumter County property record for 968 Sumner Loop, The Villages, FL 32163
| Property Type | Single Family Home |
|---|---|
| Details | 2,004 sqft · built 2020 |
| Lot Size | 0.188 acres (8,169 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $850,000 (Aug 2023) |
| Tax Bill | $8,975 (2025) |
| Deeds & Mortgages | Aug 2023 Sale Apr 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 231923G23C039 |
| Primary APN | 231923G23C039 |
|---|---|
| Alternative APN |
|
| Building Area | 2,004 sqft Living Area |
|---|---|
| Gross Area | 3,476 sqft |
| 1st Floor Area | 2,004 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Block |
| Construction Type | Concrete |
| Lot Area | 8,169 sqft (0.188 acres) |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 896 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Street Address | 968 SUMNER LOOP |
|---|---|
| City | THE VILLAGES |
| State | FL |
| Zip | 32163-5577 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 39 VILLAGES OF SOUTHERN OAKS UNIT 44A PB 18 PGS 17-17E |
| Legal Range | 23E |
| Legal Township | 19S |
| Legal Section | 23 |
| Legal Subdivision | VILLAGES OF SOUTHERN OAKS |
| Legal Lot Number | 39 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 911301 |
Source: Sumter County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 968 SUMNER LOOP, THE VILLAGES, FL 32163-5577 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 4, 2023 | Warranty Deed, Transfer PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE |
| Apr 24, 2023 | Deed of Trust, Mortgage · Balloon Mortgage CITIZENS FIRST BANK INC |
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS FIRST BANK INC |
| Sep 16, 2020 | Warranty Deed, Transfer · Balloon Mortgage CITIZENS FIRST BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2023 · Amount on Record |
| Deed Sale | Aug 4, 2023 · Amount on Record |
| Prior Sale | Sep 16, 2020 · Amount on Record |
| Deed Document Number | 202329747 |
| Deed Book / Page | 4507 / 769 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Aug 4, 2023 |
| Property Address | 968 SUMNER LOOP, THE VILLAGES, FL 32163-5577 |
| Document Number | 0045070769 |
| Book / Page | 4507 / 769 |
| Map Reference | MB 18 PG 17&17A-17E |
| Instrument Date | Jul 31, 2023 |
| Instrument | 202360029747 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2023 |
| Title Company | PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5761 KATHLEEN LN, THE VILLAGES, FL 32163-5846 |
| Name | Verified Name |
|---|---|
| Address | 968 SUMNER LOOP, THE VILLAGES, FL 32163-5577 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 968 SUMNER LOOP, THE VILLAGES, FL 32163-5577 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0044540488 |
|---|---|
| Date | Apr 24, 2023 |
| Book Page | 4454/488 |
| Instrument | 202360015796 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Address | THE VILLAGES, FL 32162 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | May 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 968 SUMNER LOOP, THE VILLAGES, FL 32163-5577 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | PENINSULA LAND & TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 968 SUMNER LOOP, THE VILLAGES, FL 32163-5577 |
| Document Number | 0038880634 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 3888/634 |
| Instrument | 202060056300 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Address | THE VILLAGES, FL 32163 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Sep 16, 2020 |
| Property Address | 968 SUMNER LOOP, THE VILLAGES, FL 32163-5577 |
| Document Number | 0038260769 |
| Book / Page | 3826 / 769 |
| Map Reference | MB 18 PG 17-17E |
| Instrument Date | Aug 28, 2020 |
| Instrument | 202060040323 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | PENINSULA LAND & TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $213.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3619 KIESSEL RD, 3619, THE VILLAGES, FL 32163-2909 |
| Name | Verified Name |
|---|---|
| Address | 3015 HICKS PL, THE VILLAGES, FL 32163-0337 |
| Document Number | 0003826771 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 3826/771 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 1, 2021 |
Source: Sumter County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Municipality | Wildwood City |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,975.00 (+1.24%) Additional exemption filed | $482,350 (+21.53%) | $675,980 (+6.38%) Land $114,370 Building $561,610 |
| 2024 | $8,865.00 (+14.09%) | ||
| 2023 | $7,770.00 (+1.28%) Additional exemption filed | $396,900 (+3%) | $635,450 (+13.7%) Land $114,370 Building $521,080 |
| 2022 | $7,672.00 Homeowner's exemption | $385,340 | $558,870 Land $81,690 Building $477,180 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 224 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 224 in force |
| Nearby Flood Claims | 4 (2004–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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