Contra Costa County property record for 985 S Monarch Rd, San Ramon, CA 94582
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,996 sqft · built 2018 |
| Lot Size | 0.069 acres (2,990 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,111,000 (Feb 2019) |
| Tax Bill | $16,586 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 222-810-004-2 |
| Primary APN | 222-810-004-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,996 sqft Living Area |
| 1st Floor Area | 794 sqft |
| 2nd Floor Area | 1,202 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Cluster |
| Lot Area | 2,990 sqft (0.069 acres) |
| Garage Type | Attached |
| Garage Area | 459 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 985 S MONARCH RD |
|---|---|
| City | SAN RAMON |
| State | CA |
| Zip | 94582-6019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T9326 L4 |
| Legal Subdivision | SUBDIVISION 9326 |
| Legal Tract | 9326 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | TASSAJARA |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 355115 |
Source: Contra Costa County records · APN 222-810-004-2
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 985 S MONARCH RD, SAN RAMON, CA 94582-6019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jul 21, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Nov 25, 2019 | Deed of Trust, Mortgage · VA Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Feb 21, 2019 | Grant Deed, Subdivision Related Transfer · VA Mortgage TBI MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 21, 2019 · Amount on Record |
| Deed Sale | Feb 21, 2019 · Amount on Record |
| Deed Document Number | 201923350 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 985 S MONARCH RD, SAN RAMON, CA 94582-6019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 985 S MONARCH RD, SAN RAMON, CA 94582-6019 |
| Document Number | 0000205964 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 2021-205964 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 985 S MONARCH RD, SAN RAMON, CA 94582-6019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000211152 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 2019-211152 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28210 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Feb 21, 2019 |
| Property Address | 985 S MONARCH RD, SAN RAMON, CA 94582-6019 |
| Document Number | 0000023350 |
| Map Reference | MB 531 PG 28-36 |
| Instrument Date | Jan 02, 2019 |
| Instrument | 2019-023350 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | WESTMINSTER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 985 SOUTH MONARCH ROAD, SAN RAMON, CA 94582-6019 |
| Document Number | 0000023351 |
|---|---|
| Date | Feb 21, 2019 |
| Instrument | 2019-023351 |
| Name | TBI MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | San Ramon City |
| Unified School District | San Ramon Valley Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,263,667 (+2%) Land $773,721 Building $489,946 | |
| 2025 | $16,586.00 (+4.17%) Homeowner's exemption | $1,238,890 (+4.04%) Land $758,550 Building $480,340 |
| 2023 | $15,922.00 (+1.38%) Homeowner's exemption | $1,190,785 Land $729,096 Building $461,689 |
| 2022 | $15,705.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| Sail Internet Holdings Fixed Wireless · DSL in parts of the area | 200 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 669 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people |
|---|---|
| Water Source | Purchased surface water from ZONE 7 WATER AGENCY |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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