Contra Costa County property record for 977 S Monarch Rd, San Ramon, CA 94582
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,534 sqft · built 2018 |
| Lot Size | 0.109 acres (4,738 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,447,000 (Feb 2019) |
| Tax Bill | $20,723 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 222-810-006-7 |
| Primary APN | 222-810-006-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,534 sqft Living Area |
| 1st Floor Area | 1,106 sqft |
| 2nd Floor Area | 1,428 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Cluster |
| Lot Area | 4,738 sqft (0.109 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 977 S MONARCH RD |
|---|---|
| City | SAN RAMON |
| State | CA |
| Zip | 94582-6019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T9326 L6 |
| Legal Subdivision | SUBDIVISION 9326 |
| Legal Tract | 9326 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | TASSAJARA |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 355115 |
Source: Contra Costa County records · APN 222-810-006-7
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 977 S MONARCH RD, SAN RAMON, CA 94582-6019 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Mar 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE BANKERS INC |
| Feb 13, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage TBI MORTGAGE COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 13, 2019 · Amount on Record |
| Deed Sale | Feb 13, 2019 · Amount on Record |
| Deed Document Number | 201919839 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 977 S MONARCH RD, SAN RAMON, CA 94582-6019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 977 S MONARCH RD, SAN RAMON, CA 94582-6019 |
| Document Number | 0000088155 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 2021-088155 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 977 S MONARCH RD, SAN RAMON, CA 94582-6019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | ORANGE COAST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000054772 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 2020-054772 |
| Name | SUMMIT MORTGAGE BANKERS INC |
|---|---|
| Type | Mortgage Company |
| Address | FLUSHING, NY 11354 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Feb 13, 2019 |
| Property Address | 977 S MONARCH RD, SAN RAMON, CA 94582-6019 |
| Document Number | 0000019839 |
| Map Reference | MB 531 PG 28-36 |
| Instrument Date | Jan 02, 2019 |
| Instrument | 2019-019839 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 03, 2022 |
| Title Company | WESTMINSTER TITLE COMPANY IN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 977 SOUTH MONARCH ROAD, SAN RAMON, CA 94582-6019 |
| Document Number | 0000019840 |
|---|---|
| Date | Feb 13, 2019 |
| Instrument | 2019-019840 |
| Name | TBI MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | San Ramon City |
| Unified School District | San Ramon Valley Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,646,317 (+2%) Land $967,152 Building $679,165 | |
| 2025 | $20,723.00 (+4.02%) | $1,614,038 (+4.04%) Land $948,189 Building $665,849 |
| 2023 | $19,922.00 (+1.25%) | $1,551,366 Land $911,371 Building $639,995 |
| 2022 | $19,677.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Unwired Fixed Wireless | 300 / 25 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| Sail Internet Holdings Fixed Wireless · DSL in parts of the area | 200 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 669 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people |
|---|---|
| Water Source | Purchased surface water from ZONE 7 WATER AGENCY |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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