965 S Monarch Rd, San Ramon, CA 94582 Property Records

Contra Costa County property record for 965 S Monarch Rd, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,353 sqft · built 2018
Lot Size	0.063 acres (2,763 sqft)
Owner	2 Individual Names on File
Last Sale	$1,220,000 (Jan 2019)
Tax Bill	$17,904 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`222-810-008-3`

Property Details

APN / Parcel Number

Primary APN	`222-810-008-3`
Alternative APN	`222-810-008`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,353 sqft Living Area
1st Floor Area	965 sqft
2nd Floor Area	1,388 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Architectural Style	Cluster
Lot Area	2,763 sqft (0.063 acres)
Garage Type	Attached
Garage Area	463 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	965 S MONARCH RD
City	SAN RAMON
State	CA
Zip	94582-6019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9326 L8
Legal Subdivision	SUBDIVISION 9326
Legal Tract	9326
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	3
Census Block	3009
Census Tract	355115

Owner

965 S Monarch Rd is owned and occupied by two individuals who bought it in January 2019.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	965 S MONARCH RD, SAN RAMON, CA 94582-6019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jan 15, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2019 · Amount on File
Deed Sale	Jan 15, 2019 · Amount on File
Deed Document Number	20195833
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	965 S MONARCH RD, SAN RAMON, CA 94582-6019
Document Number	0000110342
Instrument Date	Jul 6, 2019
Transaction Type	Mortgage
Record Updated	Jul 29, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 S MONARCH RD SAN RAMON CA 945826019, SAN RAMON, CA 94582-6019

Mortgage

Document Number	0000110342
Date	Jul 17, 2019
Instrument	110342

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 15, 2019
Property Address	965 S MONARCH RD, SAN RAMON, CA 94582-6019
Document Number	0000005833
Instrument Date	Nov 19, 2018
Instrument	5833
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 28, 2019
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,342.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	965 S MONARCH RD SAN RAMON CA 94582, SAN RAMON, CA 94582

Mortgage

Document Number	5834
Date	Jan 15, 2019
Instrument	5834

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 965 S Monarch Rd was $17,904 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,387,805 (+2%) Land $853,369 Building $534,436
2025	$17,904.00 Homeowner's exemption	$1,360,594 Land $836,637 Building $523,957
2023	$17,195.00 (+1.34%) Homeowner's exemption	$1,307,762 Land $804,150 Building $503,612
2022	$16,968.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 965 S Monarch Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 965 S Monarch Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
Sail Internet Fixed Wireless · DSL in parts of the area	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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