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985 Ruby Ave SW, Vero Beach, FL 32968 Property Records

Indian River County property record for 985 Ruby Ave SW, Vero Beach, FL 32968 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2005
Square Footage2,797 sqft Living Area
Lot Size12,632 sqft (0.29 acres)
OccupancyOwner Occupied
Last Sale$450,000 (2024)
Tax Bill$6,604.00 (2025)

Property Details

APN / Parcel Number

Primary APN33-39-28-00007-0000-00012.0
Alternative APN
  • 89578

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Building Area2,797 sqft Living Area
Gross Area3,453 sqft Gross Area
1st Floor2,407 sqft 1st Floor
2nd Floor390 sqft 2nd Floor
Stories2 Stories
Primary FlooringCeramic Tile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCustom Design Style
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialTile Roof
Lot Area12,632 sqft (0.29 acres)
Depth X Width156 ft x 80.4 ft Depth x Width
DrivewayDriveway Brick
Driveway Area1,260 sqft Driveway
Garage TypeAttached Garage
Garage Area656 sqft Garage

Exterior Amenities

Pool Area378 sqft Pool
Patio Area392 sqft Patio
PorchOpen Porch
Porch Area362 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address985 RUBY AVE SW
CityVERO BEACH
StateFL
Zip32968-5860
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionDIAMOND LAKE SUB PHASE ONE LOT 12 PBI 17-95
Legal Range39E
Legal Township33S
Legal Section28
Legal SubdivisionDIAMOND LAKE SUBDIVISION PHASE ONE
Legal Phase1
Legal Lot Number12
JurisdictionINDIAN RIVER FL
Minor Civil DivisionVERO BEACH
Census Blockgroup1
Census Block1038
Census Tract50707

Owner

Source: Indian River County records · APN 33-39-28-00007-0000-00012.0

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address985 RUBY AVE SW, VERO BEACH, FL 32968-5860
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2026Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jan 04, 2024Trustee's Deed, Foreclosure
Mar 05, 2018Warranty Deed, Transfer · Conventional Mortgage
CENTERSTATE BANK OF FLORIDA NA
Jan 16, 2018Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 22, 2024 · Amount on Record
Deed SaleApr 22, 2024 · Amount on Record
Prior SaleJan 04, 2024 · Amount on Record
Deed Doc Number202418707
Deed Book / Page3692 / 6
Record RefreshedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address985 RUBY AVE SW, VERO BEACH, FL 32968-5860
Transaction TypeMortgage
Record UpdatedMar 25, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address985 RUBY AVE SW, VERO BEACH, FL 32968-5860

Mortgage

Document Number0038442382
DateMar 13, 2026
Book Page3844/2382
Instrument3120260011891
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

January 2024: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionINDIAN RIVER FL
Recording DateJan 04, 2024
Property Address985 RUBY AVE SW, VERO BEACH, FL 32968-5860
Document Number0036710414
Book / Page3671 / 414
Map ReferenceMB 17 PGS 95 THROUGH
Instrument DateJan 04, 2024
Instrument3120240000433
Transaction TypeForeclosure
Record UpdatedFeb 16, 2024

Transaction

AmountAmount Recorded
Tax$2,107.70
Amount AccuracyRounded Values by County
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressNORTH STATE ROAD 19, PALATKA, FL 32177

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateMar 05, 2018
Property Address985 RUBY AVE SW, VERO BEACH, FL 32968-5860
Document Number0030970956
Book / Page3097 / 0956
Map ReferenceMB17 PG95-98
Instrument DateFeb 26, 2018
Instrument3120180013082
Transaction TypeTransfer
Record UpdatedDec 06, 2021
Title CompanyELITE TITLE OF THE TREASURE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,688.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 AVENUE A, FORT PIERCE, FL 34950-4410

Mortgage

Document Number3120180013083
DateMar 05, 2018
Instrument3120180013083
Lender
NameCENTERSTATE BANK OF FLORIDA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2048

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionINDIAN RIVER FL
Recording DateJan 16, 2018
Property Address985 RUBY AVE SW, VERO BEACH, FL 32968-5860
Document Number0030851803
Book / Page003085 / 001803
Instrument DateJan 15, 2018
Instrument2589
Transaction TypeTransfer
Record UpdatedJan 30, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address985 RUBY AVE SW VERO BEACH FL 329685860, VERO BEACH, FL 32968-5860

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,604.00 (+12.95%) Homeowner's exemption$481,258 (+1.95%) Land $46,750 Building $434,508$481,258 (+1.95%) Land $46,750 Building $434,508
2023$5,847.00 (+11.44%)$472,052 (+15.47%) Land $46,750 Building $425,302$472,052 (+15.47%) Land $46,750 Building $425,302
2022$5,247.00$408,801 Land $46,750 Building $362,051$408,801 Land $46,750 Building $362,051

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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