975 Ruby Ave SW, Vero Beach, FL 32968 Property Records

Indian River County property record for 975 Ruby Ave SW, Vero Beach, FL 32968 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2005
Square Footage	2,116 sqft Living Area
Lot Size	12,197 sqft (0.28 acres)
Occupancy	Owner Occupied
Last Sale	$282,500 (2007)
Tax Bill	$2,714.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`33-39-28-00007-0000-00011.0`
Alternative APN	`89577`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Building Area	2,116 sqft Living Area
1st Floor	2,116 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2005
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Hip Roof Construction
Lot Area	12,197 sqft (0.28 acres)
Depth X Width	151 ft x 80 ft Depth x Width
Driveway	1 Driveway
Driveway Area	576 sqft Driveway
Garage Area	519 sqft Garage
Patio Area	160 sqft Patio
Porch	Open Porch
Porch Area	202 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	89577
Street Address	975 RUBY AVE SW
City	VERO BEACH
State	FL
Zip	32968-5860
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DIAMOND LAKE SUB PHASE ONE LOT 11 PBI 17-95
Legal Range	39
Legal Township	33
Legal Section	28
Legal Subdivision	DIAMOND LAKE SUBDIVISION PHASE ONE
Legal Phase	1
Legal Lot Number	11
Jurisdiction	INDIAN RIVER FL
Minor Civil Division	VERO BEACH
Census Blockgroup	1
Census Block	1038
Census Tract	50707

Owner

Source: Indian River County records · APN 33-39-28-00007-0000-00011.0

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	975 RUBY AVE SW, VERO BEACH, FL 32968-5860
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 11, 2007 · Amount on Record
Deed Sale	May 11, 2007 · Amount on Record
Prior Sale	Aug 22, 2006 · Amount on Record
Deed Doc Number	1843293
Deed Book / Page	2164 / 2261
Record Refreshed	Jun 08, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	975 RUBY AVE SW, VERO BEACH, FL 32968-5860
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032802291
Date	Feb 28, 2020
Book Page	3280/2291
Instrument	3120200012396

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,714.00 (+17.8%)	$209,364 (+5.99%)	$365,282 (-0.96%) Land $46,750 Building $318,532
2023	$2,304.00 (+0.17%)	$197,538 (+3%)	$368,820 (+14.78%) Land $46,750 Building $322,070
2022	$2,300.00	$191,785	$321,318 Land $46,750 Building $274,568

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.