1. Home
  2. Florida
  3. Indian River County
  4. Vero Beach
  5. Ruby Ave SW

980 Ruby Ave SW, Vero Beach, FL 32968 Property Records

Indian River County property record for 980 Ruby Ave SW, Vero Beach, FL 32968 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2005
Square Footage3,828 sqft Living Area
Lot Size12,197 sqft (0.28 acres)
Garage462 sqft
Last Sale$515,000 (2020)
Tax Bill$7,801.00 (2025)

Property Details

APN / Parcel Number

Primary APN33-39-28-00007-0000-00037.0
Alternative APN
  • 89603

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms10 Rooms
Building Area3,828 sqft Living Area
1st Floor2,090 sqft 1st Floor
2nd Floor1,738 sqft 2nd Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionHip Roof Construction
Lot Area12,197 sqft (0.28 acres)
Depth X Width150 ft x 80 ft Depth x Width
Driveway1 Driveway
Driveway Area1,224 sqft Driveway
Garage Area462 sqft Garage

Exterior Amenities

Pool Area392 sqft Pool
FenceFence
Patio Area508 sqft Patio
PorchOpen Porch
Porch Area262 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number89603
Street Address980 RUBY AVE SW
CityVERO BEACH
StateFL
Zip32968-5859
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionDIAMOND LAKE SUB PHASE ONE LOT 37 PBI 17-95
Legal Range39
Legal Township33
Legal Section28
Legal SubdivisionDIAMOND LAKE SUBDIVISION PHASE ONE
Legal Phase1
Legal Lot Number37
JurisdictionINDIAN RIVER FL
Minor Civil DivisionVERO BEACH
Census Blockgroup1
Census Block1037
Census Tract50707

Owner

Source: Indian River County records · APN 33-39-28-00007-0000-00037.0

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4355 LA SALLE AVE, SAINT CLOUD, FL 34772-8122
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2023Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Dec 16, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 16, 2020 · Amount on Record
Deed SaleDec 16, 2020 · Amount on Record
Prior SaleMay 18, 2009 · Amount on Record
Deed Doc Number3120200076143
Deed Book / Page3368 / 763
Record RefreshedJun 08, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address980 RUBY AVE SW, VERO BEACH, FL 32968-5859
Transaction TypeMortgage
Record UpdatedMay 08, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address980 RUBY AVE SW, VERO BEACH, FL 32968-5859

Mortgage

Document Number0036152156
DateApr 24, 2023
Book Page3615/2156
Instrument3120230019985
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressBURLINGAME, CA 94010
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateDec 16, 2020
Property Address980 RUBY AVE SW, VERO BEACH, FL 32968-5859
Document Number0033680763
Book / Page3368 / 763
Map ReferenceMB 17 PG 95
Instrument DateDec 08, 2020
Instrument3120200076143
Transaction TypeTransfer
Record UpdatedDec 06, 2021
Title CompanyTREASURE COAST TTL & SETMNT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,605.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address980 RUBY AVE SW, 980, VERO BEACH, FL 32968-5859

Transferred To (Grantee/Buyer)

NameVerified Name
Address4355 LA SALLE AVE, SAINT CLOUD, FL 34772-8122

Mortgage

Document Number3368766
DateDec 16, 2020
Instrument3368/766
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,801.00 (+14.27%)$547,506 (-0.99%) Land $55,250 Building $492,256$547,506 (-0.99%) Land $55,250 Building $492,256
2023$6,827.00 (+11.39%)$552,964 (+15.31%) Land $55,250 Building $497,714$552,964 (+15.31%) Land $55,250 Building $497,714
2022$6,129.00$479,541 Land $55,250 Building $424,291$479,541 Land $55,250 Building $424,291

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Ruby Ave SW

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures