985 Garnet Cir, Chesnee, SC 29323 Property Records

Spartanburg County property record for 985 Garnet Cir, Chesnee, SC 29323

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,985 sqft · built 2020
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on Record
Last Sale	$268,000 (Apr 2021)
Tax Bill	$2,151 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-3000-27236`

Property Details

APN / Parcel Number

Primary APN	`2-3000-27236`
Alternative APN	`31744`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,985 sqft Living Area
Gross Area	2,687 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Other
Exterior Material	Stone
Construction Type	Stone
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,265 sqft (0.58 acres)
Terrain	Gentle Slope
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	31744
Street Address	985 GARNET CIR
City	CHESNEE
State	SC
Zip	29323-8048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 STONECREEK FALLS PH I PB 168-123
Legal Subdivision	VINEYARDS/STONECREEKFALLS PH
Legal Phase	1
Legal Lot Number	20
Jurisdiction	SPARTANBURG SC
Township / Civil Division	BOILING SPRINGS
Census Block Group	1
Census Block	1007
Census Tract	22409

Owner

Source: Spartanburg County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	985 GARNET CIR, CHESNEE, SC 29323-8048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed, Transfer · Conventional Mortgage APEX HOME LOANS INC
Feb 10, 2020	Grant Deed, Subdivision Related Transfer · VA Mortgage CALIBER HM LOANS
May 28, 2019	Loan Modification, Mortgage · Line of Credit FIRST NAT'L BK/PA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2021 · Amount on Record
Deed Sale	Apr 5, 2021 · Amount on Record
Prior Sale	Feb 10, 2020 · Amount on Record
Deed Document Number	DEE-2021-18343
Deed Book / Page	131S / 300
Record Updated	Jun 8, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Apr 5, 2021
Property Address	985 GARNET CIR, CHESNEE, SC 29323-8048
Document Number	0000018343
Book / Page	131-S / 300
Map Reference	MB 168 PG 123
Instrument Date	Apr 5, 2021
Instrument	2021-18343
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$696.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	985 GARNET CIR # 43107A, 43107A, CHESNEE, SC 29323-8048
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018344
Date	Apr 5, 2021
Book Page	6059/715
Instrument	2021-18344

Lender

Name	APEX HOME LOANS INC
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

February 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Feb 10, 2020
Property Address	985 GARNET CIR, CHESNEE, SC 29323-8048
Document Number	0000005663
Book / Page	00126W / 000734
Instrument Date	Feb 7, 2020
Instrument	5663
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 27, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$869.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 GARNET CIR CHESNEE SC 293238048, CHESNEE, SC 29323-8048

Mortgage

Document Number	5664
Date	Feb 10, 2020
Book Page	005754/000504
Instrument	5664

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2050

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPARTANBURG SC
Recording Date	May 28, 2019
Property Address	985 GARNET CIR, CHESNEE, SC 29323-8048
Book / Page	005617 / 000083
Instrument Date	May 15, 2019
Instrument	23713
Transaction Type	Mortgage
Record Updated	Jun 10, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 561 GREER SC 296520561, GREER, SC 29652-0561
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023713
Date	May 28, 2019
Book Page	005617/000083
Instrument	23713

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	1005 HIGH HOUSE RD, CARY, NC 27513-3586

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,151.00 (+0.47%)	$12,328 (-) Land $2,187 Building $10,141	$310,100 (-) Land $55,000 Building $255,100
2024	$2,141.00 (+1.28%)
2023	$2,114.00	$12,328 Land $2,187 Building $10,141	$310,100 Land $55,000 Building $255,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTANBURG WATER SYSTEM serves 166,364 people · EPA ID SC4210001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Garnet Cir

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