9849 Estrella Dr, Spring Valley, CA 91977 Property Records

San Diego County property record for 9849 Estrella Dr, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,796 sqft · built 1960
Lot Size	0.388 acres (16,900 sqft)
Owner	2 Company Names on Record
Last Sale	$650,000 (Apr 2019)
Tax Bill	$7,447 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Jun 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`501-095-03-00`

Property Details

APN / Parcel Number

Primary APN	`501-095-03-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,796 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	16,900 sqft (0.388 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	9849 ESTRELLA DR
City	SPRING VALLEY
State	CA
Zip	91977-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 180 TR 002175
Legal Subdivision	CASA DE ORO AVOCADO ESTATES
Legal Tract	002175
Legal Block	4
Legal Lot Number	180
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4000
Census Tract	13601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	9849 ESTRELLA DR, SPRING VALLEY, CA 91977-1321
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jun 14, 2021	Deed of Trust, Mortgage · Line of Credit UNITED STATES SENATE FCU
Mar 29, 2021	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Jan 28, 2020	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Apr 5, 2019	Grant Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jul 23, 2018	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2019 · Amount on Record
Deed Sale	Apr 5, 2019 · Amount on Record
Prior Sale	Feb 15, 2007 · Amount on Record
Deed Document Number	2019122910
Last Transfer Date	Dec 20, 2024
Transfer Doc	0000353326
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9849 ESTRELLA DR, SPRING VALLEY, CA 91977-1321
Transaction Type	Mortgage
Record Updated	Jan 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9849 ESTRELLA DR, SPRING VALLEY, CA 91977-1321

Mortgage

Document Number	0000015329
Date	Jan 19, 2023
Instrument	2023-0015329

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Feb 1, 2063

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9849 ESTRELLA DR, SPRING VALLEY, CA 91977-1321
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9869 ESTRELLA DR, SPRING VALLEY, CA 91977-1321

Mortgage

Document Number	0000435094
Date	Jun 14, 2021
Instrument	2021-0435094

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union
Address	WASHINGTON, DC 20013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 14, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9849 ESTRELLA DR, SPRING VALLEY, CA 91977-1321
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	TIMIOS TITLE INC, TIMIOS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9849 ESTRELLA DR, SPRING VALLEY, CA 91977-1321

Mortgage

Document Number	0000240971
Date	Mar 29, 2021
Instrument	2021-0240971

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9849 ESTRELLA DR, SPRING VALLEY, CA 91977-1321
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043760
Date	Jan 28, 2020
Instrument	2020-0043760

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 5, 2019
Property Address	9849 ESTRELLA DR, SPRING VALLEY, CA 91977-1321
Document Number	0000122910
Map Reference	MAP 2175
Instrument Date	Mar 12, 2019
Instrument	2019-0122910
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9849 ESTRELLA DR, SPRING VALLEY, CA 91977-1321

Mortgage

Document Number	0000122911
Date	Apr 5, 2019
Instrument	2019-0122911

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	9849 ESTRELLA DR, SPRING VALLEY, CA 91977-1321
Document Number	0000365142
Instrument Date	Jul 23, 2018
Transaction Type	Mortgage
Record Updated	Sep 17, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9849 ESTRELLA DR SPRING VALLEY CA 919771321, SPRING VALLEY, CA 91977-1321

Mortgage

Document Number	0000365142
Date	Sep 5, 2018
Instrument	365142

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 4, 2058

Interest

Rate Type	Adjustable Rate
Rate	5.12%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$761,229 (+2%) Land $477,151 Building $284,078
2025	$7,447.00 (+3.34%)	$746,304 (+4.04%) Land $467,796 Building $278,508
2024	$7,206.00 (+2.24%)
2023	$7,048.00 (+3.62%)	$717,327 Land $449,632 Building $267,695
2022	$6,802.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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