9844 S River Rd, Waterville, OH 43566 Property Records

Lucas County property record for 9844 S River Rd, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,964 sqft · built 1922
Lot Size	4.28 acres (186,436 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Aug 2026)
Tax Bill	$4,785 (2024)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`91-21241`

Property Details

APN / Parcel Number

Primary APN	`91-21241`
Alternative APN	`32022021`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,964 sqft Living Area
Gross Area	2,972 sqft
1st Floor Area	1,136 sqft
2nd Floor Area	828 sqft
Basement Area	1,008 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Metal
Lot Area	186,436 sqft (4.28 acres)
Lot Width	117 ft Width
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch
Porch Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9844 S RIVER RD
City	WATERVILLE
State	OH
Zip	43566-9530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	22-A
Legal Description	9 6 24 LOTS 2 & 3...NE 22.93 AC EXC PT NW OF SE LINE
Legal Tract	89.02
Legal Lot Number	2,3
Jurisdiction	LUCAS OH
Township / Civil Division	WATERVILLE
Census Block Group	3
Census Block	3015
Census Tract	8906

Owner

Source: Lucas County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9844 S RIVER RD, WATERVILLE, OH 43566-9530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Warranty Deed, Transfer · Conventional Mortgage HOME MORTGAGE CORPORATION
Dec 15, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2026 · Amount on Record
Deed Sale	Aug 18, 2026 · Amount on Record
Deed Document Number	202631981
Prior Transfer Date	Dec 1, 2021
Prior Transfer Doc	0000065540
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Aug 18, 2026
Property Address	9844 S RIVER RD, WATERVILLE, OH 43566-9530
Document Number	0000031981
Instrument Date	Jul 30, 2026
Instrument	202631981
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$141,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	9844 S RIVER RD, WATERVILLE, OH 43566-9530

Mortgage

Document Number	0000031982,
Date	Aug 18, 2026
Instrument	202631982

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LUCAS OH
Recording Date	Dec 15, 2021
Property Address	9844 S RIVER RD, WATERVILLE, OH 43566-9530
Document Number	0000065540
Instrument Date	Dec 1, 2021
Instrument	202112150065540
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9844 S RIVER RD, WATERVILLE, OH 43566-9530

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Waterville Township
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$100,555 (-) Land $24,255 Building $76,300	$287,300 (-) Land $69,300 Building $218,000
2024	$4,785.00 (+36.79%) Homeowner's exemption	$100,555 (+55.38%) Land $24,255 Building $76,300	$287,300 (+55.38%) Land $69,300 Building $218,000
2023	$3,498.00 (-1.33%) Homeowner's exemption	$64,715 (-) Land $18,025 Building $46,690
2022	$3,545.00 Homeowner's exemption	$64,715 Land $18,025 Building $46,690
2021			$184,900 Land $51,500 Building $133,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
M2X Communications Fiber	750 / 750
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50

May also be available: Amplex Wireless.

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