9808 S River Rd, Waterville, OH 43566 Property Records

Lucas County property record for 9808 S River Rd, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,648 sqft · built 1981
Lot Size	4.98 acres (216,929 sqft)
Owner	2 Company Names on File
Tax Bill	$5,765 (2024)
Deeds & Mortgages	Dec 2023 Transfer Sep 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`91-21061`

Property Details

APN / Parcel Number

Primary APN	`91-21061`
Alternative APN	`32022019`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,648 sqft Living Area
Gross Area	3,810 sqft
1st Floor Area	1,423 sqft
2nd Floor Area	1,225 sqft
Basement Area	700 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick
Lot Area	216,929 sqft (4.98 acres)
Lot Width	179 ft Width
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9808 S RIVER RD
City	WATERVILLE
State	OH
Zip	43566-9530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	22-A
Legal Description	9 6 24 NE 1/4 W 92.5 FT MEAS AT RT ANGLES TO N & S CEN LINE
Legal Tract	89.02
Legal Lot Number	1
Jurisdiction	LUCAS OH
Township / Civil Division	WATERVILLE
Census Block Group	3
Census Block	3015
Census Tract	8906

Owner

9808 S River Rd is owned by a company that acquired it in December 2023.

Source: Lucas County records, as of December 30, 2025

Owner of Record	2 Company Names on File
Mailing Address	9808 S RIVER RD, WATERVILLE, OH 43566-9530
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Intrafamily Transfer, Transfer
Sep 26, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Sep 19, 2019	Deed of Trust, Mortgage · Conventional with PMI GENOA BKNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 7, 2023
Transfer Doc	0000041979
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LUCAS OH
Recording Date	Dec 29, 2023
Property Address	9808 S RIVER RD, WATERVILLE, OH 43566-9530
Document Number	0000041979
Instrument Date	Dec 7, 2023
Instrument	202312290041979
Transaction Type	Transfer
Record Updated	Jan 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	9808 S RIVER RD, WATERVILLE, OH 43566-9530

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	9808 S RIVER RD, WATERVILLE, OH 43566-9530
Transaction Type	Mortgage
Record Updated	Oct 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9808 S RIVER RD, WATERVILLE, OH 43566-9530

Mortgage

Document Number	0000031393
Date	Sep 26, 2023
Instrument	202309260031393

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	9808 S RIVER RD, WATERVILLE, OH 43566-9530
Document Number	0000038687
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	LOUISVILLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9808 S RIVER RD WATERVILLE OH 435669530, WATERVILLE, OH 43566-9530

Mortgage

Document Number	0000038687
Date	Sep 24, 2019
Instrument	38687

Lender

Name	GENOA BKNG
Type	Funding / Finance Company
Address	GENOA, OH 43430

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Waterville Township
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$119,234 (%) Land $9,719 Building $109,515	$340,670 (-) Land $27,770 Building $312,900
2024	$5,765.00 (+20.1%) Homeowner's exemption Additional exemption filed	$119,235 (+37.8%) Land $9,720 Building $109,515	$340,670 Land $27,770 Building $312,900
2023	$4,800.00 (-1.19%) Homeowner's exemption Additional exemption filed	$86,530 (%) Land $7,465 Building $79,065
2022	$4,858.00 Homeowner's exemption	$86,531 Land $7,466 Building $79,065
2021			$247,230 Land $21,330 Building $225,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9808 S River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 9808 S River Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
MetaLINK Technologies Fixed Wireless	200 / 50
Amplex Wireless Fixed Wireless	100 / 20

May also be available: Spectrum.

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