9740 S River Rd, Waterville, OH 43566 Property Records

Lucas County property record for 9740 S River Rd, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,074 sqft · built 1947
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on Record
Last Sale	$172,500 (Nov 2021)
Tax Bill	$4,501 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`91-21227`

Property Details

APN / Parcel Number

Primary APN	`91-21227`
Alternative APN	`32022035`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,074 sqft Living Area
1st Floor Area	1,074 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1947
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	24,394 sqft (0.56 acres)
Lot Width	105 ft Width
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	284 sqft
Deck Area	496 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9740 S RIVER RD
City	WATERVILLE
State	OH
Zip	43566-9528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	22-A
Legal Description	9 6 24 LOT 1 PCE 105 FT FRT BY250 FT DEEP EAST &
Legal Subdivision	9 06 24
Legal Lot Number	1
Jurisdiction	LUCAS OH
Township / Civil Division	WATERVILLE
Census Block Group	3
Census Block	3015
Census Tract	8906

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9740 S RIVER RD, WATERVILLE, OH 43566-9528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Survivorship Deed, Transfer · Conventional Mortgage SIGNATURE MORTGAGE CORP
Nov 2, 2017	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2021 · Amount on Record
Deed Sale	Nov 3, 2021 · Amount on Record
Prior Sale	Nov 2, 2017 · Amount on Record
Deed Document Number	202111030058437
Record Updated	Jun 8, 2026

November 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Nov 3, 2021
Property Address	9740 S RIVER RD, WATERVILLE, OH 43566-9528
Document Number	0000058437
Instrument Date	Oct 26, 2021
Instrument	202111030058437
Transaction Type	Transfer
Record Updated	Nov 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9740 S RIVER RD, WATERVILLE, OH 43566-9528

Mortgage

Document Number	0000058438
Date	Nov 3, 2021
Instrument	202111030058438

Lender

Name	SIGNATURE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Nov 2, 2017
Property Address	9740 S RIVER RD, WATERVILLE, OH 43566-9528
Document Number	0000048306
Instrument Date	Oct 31, 2017
Instrument	48306
Transaction Type	Transfer
Record Updated	Nov 21, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9740 S RIVER RD WATERVILLE OH 435669528, WATERVILLE, OH 43566-9528

Mortgage

Document Number	48307
Date	Nov 2, 2017
Instrument	48307

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Waterville Township
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,501.00 (+14.94%)	$74,445 (-) Land $12,950 Building $61,495
2024	$3,916.00 (+16.76%)	$74,445 (+39.38%) Land $12,950 Building $61,495	$212,700 (+39.38%) Land $37,000 Building $175,700
2023	$3,354.00 (-0.62%)	$53,410 (-) Land $8,575 Building $44,835
2022	$3,375.00 Homeowner's exemption	$53,410 Land $8,575 Building $44,835
2021			$152,600 Land $24,500 Building $128,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
M2X Communications Fiber	750 / 750
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50

May also be available: Amplex Wireless.

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