984 Riversedge Cir, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 984 Riversedge Cir, Annapolis, MD 21401

Property Summary

Property Type	Townhouse
Details	2 ba · 1,182 sqft · built 1983
Lot Size	0.055 acres (2,400 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (May 2012)
Tax Bill	$2,932 (2025)
Deeds & Mortgages	Jan 2023 Transfer Jul 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-892-90036918`

Property Details

APN / Parcel Number

Primary APN	`02-892-90036918`
Alternative APNs	`2-892-90036918` `89290036918`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,182 sqft Living Area
1st Floor Area	1,182 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,400 sqft (0.055 acres)
Porch	Open Porch
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	89290036918
Street Address	984 RIVERSEDGE CIR
City	ANNAPOLIS
State	MD
Zip	21401-7810
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	LT 7 SC 413 PL 2 HERITAGE HARBOUR
Legal Subdivision	HERITAGE HARBOUR
Legal Block	1
Legal Lot Number	7
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1002
Census Tract	751600

Owner

984 Riversedge Cir, a townhouse, is owned and occupied by an individual who acquired it in December 2022.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	984 RIVERSEDGE CIR, ANNAPOLIS, MD 21401-7810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2023	Intrafamily Transfer, Transfer
Jul 23, 2021	Deed of Trust, Mortgage · Line of Credit NASA FCU
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage NASA FCU
May 22, 2018	Deed of Trust, Mortgage · Line of Credit NASA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2012 · Amount on File
Deed Sale	May 1, 2012 · Amount on File
Prior Sale	Jun 28, 1983 · Amount on File
Deed Book / Page	24608 / 90
Last Transfer Date	Dec 9, 2022
Transfer Doc	0394210415
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 26, 2023
Property Address	984 RIVERSEDGE CIR, ANNAPOLIS, MD 21401-7810
Document Number	0394210415
Book / Page	39421 / 415
Map Reference	MB 88 PL 4579
Instrument Date	Dec 9, 2022
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	984 RIVERSEDGE CIR, ANNAPOLIS, MD 21401-7810
Transaction Type	Mortgage
Record Updated	Aug 20, 2021
Title Company	FH TITLE INSURANCE AGENCY LLC, CU TITLE INSURANCE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	984 RIVERSEDGE CIR, ANNAPOLIS, MD 21401-7810

Mortgage

Document Number	0372580204
Date	Jul 23, 2021
Book Page	37258/204

Lender

Name	NASA FCU
Type	Credit Union
Address	BOWIE, MD 20716

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 28, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	984 RIVERSEDGE CIR, ANNAPOLIS, MD 21401-7810
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	FH TITLE INSURANCE AGENCY LLC, CU TITLE INSURANCE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	984 RIVERSEDGE CIR, ANNAPOLIS, MD 21401-7810

Mortgage

Document Number	0367740066
Date	May 12, 2021
Book Page	36774/66

Lender

Name	NASA FCU
Type	Credit Union
Address	BOWIE, MD 20716

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	984 RIVERSEDGE CIR, ANNAPOLIS, MD 21401-7810
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CU TITLE INS AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0321260356
Date	May 22, 2018
Book Page	32126/356

Lender

Name	NASA FCU
Type	Credit Union
Address	BOWIE, MD 20716

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 28, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 984 Riversedge Cir was $2,932 with a homeowner's exemption, up 2.4% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,800 (+6.01%) Land $150,000 Building $153,800	$303,800 (-) Land $150,000 Building $153,800
2025	$2,932.00 (+2.45%) Homeowner's exemption	$286,567	$303,800 Land $150,000 Building $153,800
2024	$2,862.00 (+21.74%)
2023	$2,351.00 Homeowner's exemption	$252,100 Land $130,000 Building $122,100	$252,100 Land $130,000 Building $122,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 984 Riversedge Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 984 Riversedge Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Riversedge Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures