976 Riversedge Cir, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 976 Riversedge Cir, Annapolis, MD 21401 · Last verified September 2023

Property Summary

Property Type	Townhouse
Details	1 ba · 872 sqft · built 1983
Lot Size	0.044 acres (1,944 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Jul 2007)
Tax Bill	$2,439 (2023)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-892-90036922`

Property Details

APN / Parcel Number

Primary APN	`02-892-90036922`
Alternative APNs	`289290036922` `89290036922`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	872 sqft Total Area
1st Floor Area	872 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,944 sqft (0.044 acres)
Porch	Open Porch
Porch Area	40 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	89290036922
Old Parcel Number	289290036922
Street Address	976 RIVERSEDGE CIR
City	ANNAPOLIS
State	MD
Zip	21401-7810
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 11 SC 413 PL 2 976 RIVERSEDGE CIR HERITAGE HARBOUR
Legal Section	13
Legal Subdivision	VILLAGE MIDDLE COVE HERITAGE H
Legal Lot Number	11
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1002
Census Tract	751600

Owner

Source: Anne Arundel County records · APN 02-892-90036922

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	976 RIVERSEDGE CIR, ANNAPOLIS, MD 21401-7810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 23, 2007 · Amount on Record
Deed Sale	Jul 23, 2007 · Amount on Record
Prior Sale	Oct 27, 2004
Deed Document Number	008351
Deed Book / Page	19328 / 459
Record Updated	Jun 07, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	976 RIVERSEDGE CIR, ANNAPOLIS, MD 21401-7810
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0353500248
Date	Oct 06, 2020
Book Page	35350/248

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jul 01, 2050

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,439.00	$223,400 Land $130,000 Building $93,400	$223,400 Land $130,000 Building $93,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037516001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Nearby Flood Policies	12 in force 11 of 12 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.