982 Riversedge Cir, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 982 Riversedge Cir, Annapolis, MD 21401

Property Summary

Property Type	Townhouse
Details	2 ba · 1,218 sqft · built 1983
Lot Size	0.044 acres (1,920 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Aug 2011)
Tax Bill	$3,140 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-892-90036919`

Property Details

APN / Parcel Number

Primary APN	`02-892-90036919`
Alternative APNs	`289290036919` `89290036919`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,218 sqft Living Area
Gross Area	1,543 sqft
1st Floor Area	1,218 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,920 sqft (0.044 acres)
Porch	Enclosed Porch
Porch Area	325 sqft
Deck Area	95 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	89290036919
Street Address	982 RIVERSEDGE CIR
City	ANNAPOLIS
State	MD
Zip	21401-7810
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	LT 8 SC 413 PL 2 HERITAGE HARBOUR
Legal Subdivision	HERITAGE HARBOUR
Legal Block	1
Legal Lot Number	8
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1002
Census Tract	751600

Owner

982 Riversedge Cir, a townhouse, is owned and occupied by two individuals who bought it in August 2011.

Source: Anne Arundel County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	982 RIVERSEDGE CIR, ANNAPOLIS, MD 21401-7810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Mar 17, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2011 · Amount on File
Deed Sale	Aug 30, 2011 · Amount on File
Prior Sale	Aug 30, 2011 · Amount on File
Deed Document Number	201123752/0001
Deed Book / Page	23752 / 1
Transfer Doc	0000001790
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	982 RIVERSEDGE CIR, ANNAPOLIS, MD 21401-7810
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0382680031
Date	Jan 24, 2022
Book Page	38268/31

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Apr 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	982 RIVERSEDGE CIR, ANNAPOLIS, MD 21401-7810
Document Number	0346810001
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	982 RIVERSEDGE CIR ANNAPOLIS MD 214017810, ANNAPOLIS, MD 21401-7810

Mortgage

Document Number	0346810001
Date	Jun 3, 2020
Book Page	034681/000001

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 982 Riversedge Cir was $3,140 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,200 Land $150,000 Building $185,200	$335,200 Land $150,000 Building $185,200
2025	$3,140.00
2023	$2,542.00 Homeowner's exemption	$269,600 Land $130,000 Building $139,600	$269,600 Land $130,000 Building $139,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 982 Riversedge Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 982 Riversedge Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Riversedge Cir

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