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984 Misty Stream Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 984 Misty Stream Dr, Cincinnati, OH 45231

Property Summary

Property TypeCondominium
Details2 ba · 1,563 sqft · built 2018
OwnerIndividual Name on File
Last Sale$230,000 (Aug 2022)
Tax Bill$5,408 (2025)
Deeds & MortgagesAug 2022 Sale
Jul 2021 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN590-0230-0943-00

Property Details

APN / Parcel Number

Primary APN590-0230-0943-00

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,563 sqft Living Area
1st Floor Area1,563 sqft

Exterior

Year BuiltBuilt 2018
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address984 MISTY STREAM DR
CityCINCINNATI
StateOH
Zip45231-7539
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 26-B 1.5062%BRIDGECREEK TWO CONDOPHASE 12
Legal SubdivisionBRIDGECREEK 2 CONDO PH XII BLD
Legal Phase12
JurisdictionHAMILTON OH
Township / Civil DivisionSPRINGFIELD
Census Block Group2
Census Block2004
Census Tract22101

Owner

984 Misty Stream Dr, a condominium, is owned and occupied by an individual who bought it in August 2022.

Source: Hamilton County records, as of February 9, 2026

Owner of RecordIndividual Name on File
Mailing Address984 MISTY STREAM DR, CINCINNATI, OH 45231-7539
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2022Warranty Deed, Transfer
PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY
Jul 1, 2021Transfer on Death Deed, Transfer
Sep 16, 2020Warranty Deed, Transfer · Conventional Mortgage
RUOFF MTG
Feb 19, 2019Deed of Trust, Mortgage · VA Mortgage
FIRST EQUITY MTG INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 17, 2022 · Amount on File
Deed SaleAug 17, 2022 · Amount on File
Prior SaleSep 16, 2020 · Amount on File
Deed Document Number0000079907
Deed Book / Page14732 / 1197
Record UpdatedJun 8, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateAug 17, 2022
Property Address984 MISTY STREAM DR, CINCINNATI, OH 45231-7539
Document Number0000079907
Book / Page14732 / 1197
Map ReferenceMB 12979 PG 1635
Instrument DateJul 25, 2022
Instrument2022-0079907
Transaction TypeTransfer
Record UpdatedSep 27, 2022
Title CompanyPRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

AmountAmount on Record
Tax$690.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address984 MISTY STREAM DR, CINCINNATI, OH 45231-7539

July 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON OH
Recording DateJul 1, 2021
Property Address984 MISTY STREAM DR, CINCINNATI, OH 45231-7539
Document Number0000080011
Book / Page14450 / 679
Map ReferenceMB 465 PG 24&25
Instrument DateJun 23, 2021
Instrument2021-0080011
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateSep 16, 2020
Property Address984 MISTY STREAM DR, CINCINNATI, OH 45231-7539
Document Number0000094140
Book / Page014254 / 000695
Instrument DateSep 3, 2020
Instrument94140
Transaction TypeTransfer
Record UpdatedNov 4, 2020
Title CompanyAMERICAN HOMELAND TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$900.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address984 MISTY STREAM DR CINCINNATI OH 452317539, CINCINNATI, OH 45231-7539

Mortgage

Document Number94141
DateSep 16, 2020
Book Page014254/000698
Instrument94141
Lender
NameRUOFF MTG
TypeMortgage Company
AddressFORT WAYNE, IN 46804
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 15, 2050

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address984 MISTY STREAM DR, CINCINNATI, OH 45231-7539
Document Number0000014408
Instrument DateFeb 19, 2019
Transaction TypeMortgage
Record UpdatedApr 11, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address984 MISTY STREAM DR CINCINNATI OH 452317539, CINCINNATI, OH 45231-7539

Mortgage

Document Number0000014408
DateFeb 26, 2019
Book Page013862/000633
Instrument14408
Lender
NameFIRST EQUITY MTG INC
AddressFT MITCHELL, KY 41017
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 984 Misty Stream Dr was $5,408, up 2.7% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionSpringfield Township
Unified School DistrictMount Healthy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,408.00 (+2.68%)$80,500 (-) Land $10,500 Building $70,000
2024$5,267.00 (+4.13%)$80,500 (-) Land $10,500 Building $70,000
2023$5,058.00 (-2.51%)$80,500 (+30.08%) Land $10,500 Building $70,000$230,000 Land $30,000 Building $200,000
2022$5,188.00 Homeowner's exemption$61,884 Land $7,000 Building $54,884
2020$176,810 Land $20,000 Building $156,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 984 Misty Stream Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 984 Misty Stream Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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