976 Misty Stream Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 976 Misty Stream Dr, Cincinnati, OH 45231

Property Summary

Property Type	Condominium
Details	2 ba · 1,563 sqft · built 2018
Owner	Individual Name on File
Last Sale	$180,165 (May 2018)
Tax Bill	$4,977 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`590-0230-0947-00`

Property Details

APN / Parcel Number

Primary APN	`590-0230-0947-00`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,563 sqft Living Area
1st Floor Area	1,563 sqft

Exterior

Year Built	Built 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	976 MISTY STREAM DR
City	CINCINNATI
State	OH
Zip	45231-7539
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 26-F 1.5062%BRIDGECREEK TWO CONDOPHASE 12
Legal Phase	12
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2004
Census Tract	22101

Owner

Source: Hamilton County records · APN 590-0230-0947-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	976 MISTY STREAM DR, CINCINNATI, OH 45231-7539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 30, 2018 · Amount on Record
Deed Sale	May 30, 2018 · Amount on Record
Deed Document Number	18-0045693
Record Updated	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	976 MISTY STREAM DR, CINCINNATI, OH 45231-7539
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 MISTY STREAM DR, CINCINNATI, OH 45231-7539

Mortgage

Document Number	0000061994
Date	May 19, 2021
Book Page	14421/595
Instrument	2021-0061994

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jun 01, 2048

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Mount Healthy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,977.00 (-0.06%)	$72,107 (-) Land $10,500 Building $61,607
2024	$4,980.00 (+5.91%)	$72,107 (-) Land $10,500 Building $61,607
2023	$4,702.00 (-14.1%)	$72,107 (+14.35%) Land $10,500 Building $61,607	$206,020 (+14.35%) Land $30,000 Building $176,020
2022	$5,474.00	$63,060 Land $7,000 Building $56,060
2020			$180,170 Land $20,000 Building $160,170

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 311 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.