974 Misty Stream Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 974 Misty Stream Dr, Cincinnati, OH 45231

Property Summary

Property Type	Condominium
Details	3 ba · 1,088 sqft · built 2018
Owner	Individual Name on Record
Last Sale	$216,550 (May 2018)
Tax Bill	$5,296 (2025)
Deeds & Mortgages	Oct 2023 Transfer Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`590-0230-0935-00`

Property Details

APN / Parcel Number

Primary APN	`590-0230-0935-00`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,088 sqft Living Area
1st Floor Area	1,088 sqft
Basement Area	1,088 sqft
Finished Basement	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	974 MISTY STREAM DR
City	CINCINNATI
State	OH
Zip	45231-7539
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 25-A 1.6559%BRIDGECREEK TWOCONDO PHASE 11S21 T2 R1
Legal Phase	11S21
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2004
Census Tract	22101

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	974 MISTY STREAM DR, CINCINNATI, OH 45231-7539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Transfer on Death Deed, Transfer
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK
May 31, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST EQUITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2018 · Amount on Record
Deed Sale	May 31, 2018 · Amount on Record
Deed Document Number	0000006178
Record Updated	Jun 8, 2026

October 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 25, 2023
Property Address	974 MISTY STREAM DR, CINCINNATI, OH 45231-7539
Document Number	0000075791
Book / Page	15029 / 861
Map Reference	MB 463 PG 52&53
Instrument Date	Oct 19, 2023
Instrument	2023-0075791
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	974 MISTY STREAM DR, CINCINNATI, OH 45231-7539

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	974 MISTY STREAM DR, CINCINNATI, OH 45231-7539
Transaction Type	Mortgage
Record Updated	Aug 20, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084548
Date	Jul 13, 2021
Book Page	14457/98
Instrument	2021-0084548

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 31, 2018
Property Address	974 MISTY STREAM DR, CINCINNATI, OH 45231-7539
Document Number	0000006178
Map Reference	MB463 PG52&53
Instrument Date	Apr 11, 2018
Instrument	18-0046178
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	TERRY MONNIE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$649.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	974 MISTY STREAM DR, CINCINNATI, OH 45231-7539

Mortgage

Document Number	0000006179
Date	May 31, 2018
Instrument	18-0046179

Lender

Name	FIRST EQUITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Mount Healthy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,296.00 (+2.68%)	$78,841 (-) Land $10,500 Building $68,341
2024	$5,158.00 (+4.12%)	$78,841 (-) Land $10,500 Building $68,341
2023	$4,954.00 (-22.02%)	$78,841 (+4.02%) Land $10,500 Building $68,341	$225,260 (+4.02%) Land $30,000 Building $195,260
2022	$6,353.00 Homeowner's exemption	$75,793 Land $7,000 Building $68,793
2020			$216,550 Land $20,000 Building $196,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

974 Misty Stream Dr, Cincinnati, OH 45231 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2023: Transfer on Death Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Misty Stream Dr

Nearby Streets

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