Clare County property record for 9839 Oak St, Lake, MI 48632
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 980 sqft · built 1985 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $405 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-070-085-00 |
| Primary APN | 013-070-085-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 980 sqft Building Perimeter |
| 1st Floor Area | 980 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Mobile Home |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 189 ft deep x 61 ft wide |
| Street Address | 9839 OAK ST |
|---|---|
| City | LAKE |
| State | MI |
| Zip | 48632-9509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T17N R6W SEC 22 9839 OAK DR LOT 85 BIRCHWOOD SUB. |
| Legal Range | 06W |
| Legal Township | 17N |
| Legal Section | 22 |
| Legal Subdivision | BIRCHWOOD SUB |
| Legal Lot Number | 85 |
| Jurisdiction | CLARE MI |
| Township / Civil Division | GARFIELD |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 500 |
9839 Oak St is owned and occupied by two individuals.
Source: Clare County records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9839 OAK ST, LAKE, MI 48632-9509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 9839 Oak St was $405 with a homeowner's exemption.
Source: Clare County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Clare County |
| County Subdivision | Garfield Township |
| Unified School District | Farwell Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,400 (+11.52%) Land $2,000 Building $16,400 | $36,800 (+11.52%) Land $4,000 Building $32,800 | |
| 2025 | $405.00 Homeowner's exemption | $16,500 Land $2,000 Building $14,500 | $33,000 Land $4,000 Building $29,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9839 Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective February 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9839 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Point Broadband, Verizon.
4G LTE only, no 5G reported
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