Clare County property record for 9802 Oak St, Lake, MI 48632
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $575 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-022-401-06 |
| Primary APN | 013-022-401-06 |
|---|
| Lot Area | 18,295 sqft (0.42 acres) |
|---|
| Street Address | 9802 OAK ST |
|---|---|
| City | LAKE |
| State | MI |
| Zip | 48632-9509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T17N R6W SEC 22 9802 OAK DR COM AT NE COR OF LOT 4 BLK 5 COLD SPRINGS SUMMER RESORT TH S64 DEG E 14 FT TH S60 DEG 35'E 203 FT |
| Legal Range | 06W |
| Legal Township | 17N |
| Legal Section | 22 |
| Legal Subdivision | COLD SPGS SUMMER RESORT |
| Legal Block | 5 |
| Legal Lot Number | 4 |
| Jurisdiction | CLARE MI |
| Township / Civil Division | GARFIELD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 500 |
9802 Oak St, a single family home, is owned by an individual.
Source: Clare County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12041 COUNTRY RIVER DR, RIVES JUNCTION, MI 49277-9718 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 9802 Oak St was $575.
Source: Clare County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Clare County |
| County Subdivision | Garfield Township |
| Unified School District | Farwell Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $29,700 (+9.19%) Land $4,400 Building $25,300 | $59,400 (+9.19%) Land $8,800 Building $50,600 | |
| 2025 | $575.00 | $27,200 Land $4,400 Building $22,800 | $54,400 Land $8,800 Building $45,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9802 Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective February 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9802 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Point Broadband, Verizon.
4G LTE only, no 5G reported
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