Clare County property record for 9805 Oak St, Lake, MI 48632
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,260 sqft |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $652 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-070-072-00 |
| Primary APN | 013-070-072-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,260 sqft Building Perimeter |
| 1st Floor Area | 1,260 sqft |
| Architectural Style | Mobile Home |
|---|---|
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 193 ft deep x 60 ft wide |
| Garage Area | 400 sqft |
| Street Address | 9805 OAK ST |
|---|---|
| City | LAKE |
| State | MI |
| Zip | 48632-9509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T17N R6W SEC 22 . LOTS 72 & 81 BIRCHWOOD SUB. |
| Legal Range | 06W |
| Legal Township | 17N |
| Legal Section | 22 |
| Legal Subdivision | BIRCHWOOD SUB |
| Legal Lot Number | 72,81 |
| Jurisdiction | CLARE MI |
| Township / Civil Division | GARFIELD |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 500 |
9805 Oak St is owned and occupied by an individual.
Source: Clare County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9805 OAK ST, LAKE, MI 48632-9509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 9805 Oak St was $652, down 0.2% from the year before.
Source: Clare County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Clare County |
| County Subdivision | Garfield Township |
| Unified School District | Farwell Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,500 (+10.76%) Land $2,000 Building $15,500 | $35,000 (+10.76%) Land $4,000 Building $31,000 | |
| 2025 | $652.00 (-0.15%) | $15,800 Land $2,000 Building $13,800 | $31,600 Land $4,000 Building $27,600 |
| 2024 | $653.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9805 Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective February 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9805 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Point Broadband, Verizon.
4G LTE only, no 5G reported
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