Shelby County property record for 9832 Frank Rd, Germantown, TN 38139
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 5,131 sqft · built 1995 |
| Lot Size | 0.469 acres (20,435 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $517,400 (Apr 2007) |
| Tax Bill | $2,836 (2025) |
| Deeds & Mortgages | Jan 2021 Line of Credit Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C0-232H-A0-0008 |
| Primary APN | C0-232H-A0-0008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 5,131 sqft Living Area |
| Gross Area | 6,056 sqft |
| 1st Floor Area | 2,739 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 20,435 sqft (0.469 acres) |
| Lot Dimensions | 182 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 925 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 902 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 296 sqft |
| Deck Area | 576 sqft |
| Patio Area | 576 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 9832 FRANK RD |
|---|---|
| City | GERMANTOWN |
| State | TN |
| Zip | 38139-8000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | NS FRANK ROAD SEE MAP D2-32HA |
| Legal Subdivision | HOUSTON LEVEE TRACE |
| Legal Lot Number | 8 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 21356 |
9832 Frank Rd is owned and occupied by two individuals who bought it in April 2007.
Source: Shelby County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9832 FRANK RD, GERMANTOWN, TN 38139-8000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2021 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BK |
| Dec 21, 2018 | Deed of Trust, Mortgage PINNACLE BK |
| Mar 21, 2018 | Loan Modification, Mortgage · Conventional Mortgage PINNACLE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2007 · Amount on File |
| Deed Sale | Apr 20, 2007 · Amount on File |
| Deed Document Number | 200765119 |
| Prior Transfer Date | Dec 16, 2005 |
| Prior Transfer Doc | 0000207106 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 9832 FRANK RD, GERMANTOWN, TN 38139-8000 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002416 |
|---|---|
| Date | Jan 7, 2021 |
| Instrument | 21002416 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38120 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Dec 10, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 9832 FRANK RD, GERMANTOWN, TN 38139-8000 |
| Document Number | 0000109196 |
| Instrument Date | Sep 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2020 |
| Title Company | REALTY TITLE AGENCY, REALTY TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9832 FRANK RD GERMANTOWN TN 381398000, GERMANTOWN, TN 38139-8000 |
| Document Number | 0000109196 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 109196 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 6, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 9832 FRANK RD, GERMANTOWN, TN 38139-8000 |
| Document Number | 0000130222 |
| Instrument Date | Dec 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9832 FRANK RD COLLIERVILLE TN 38017, COLLIERVILLE, TN 38017 |
| Document Number | 0000130222 |
|---|---|
| Date | Dec 26, 2018 |
| Instrument | 130222 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | 550 E MCBEE AVE # 200, GREENVILLE, SC 29601-2937 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Dec 25, 2028 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 9832 FRANK RD, GERMANTOWN, TN 38139-8000 |
| Document Number | 0000118513 |
| Instrument Date | Mar 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9832 FRANK RD GERMANTOWN TN 381398000, GERMANTOWN, TN 38139-8000 |
| Document Number | 0000118513 |
|---|---|
| Date | Nov 19, 2018 |
| Instrument | 118513 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | GERMANTOWN, TN 38138 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 18, 2038 |
The 2025 property tax bill for 9832 Frank Rd was $2,836.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Collierville Town |
| Unified School District | Collierville School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,836.00 | $175,100 Land $34,300 Building $140,800 | $700,400 Land $137,200 Building $563,200 |
| 2023 | $129,950 Land $21,725 Building $108,225 | ||
| 2022 | $6,640.00 | ||
| 2021 | $519,800 Land $86,900 Building $432,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9832 Frank Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9832 Frank Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 57% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIERVILLE WATER DEPT serves 51,972 people · EPA ID TN0000126 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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