9809 Frank Rd, Germantown, TN 38139 Property Records

Shelby County property record for 9809 Frank Rd, Germantown, TN 38139

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,394 sqft · built 1997
Lot Size	0.476 acres (20,720 sqft)
Owner	2 Individual Names on Record
Last Sale	$635,000 (Jun 2021)
Tax Bill	$2,997 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C0-232H-A0-0034`

Property Details

APN / Parcel Number

Primary APN	`C0-232H-A0-0034`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,394 sqft Living Area
Gross Area	5,076 sqft
1st Floor Area	2,474 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2012
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	20,720 sqft (0.476 acres)
Lot Dimensions	182 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	174 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9809 FRANK RD
City	GERMANTOWN
State	TN
Zip	38139-8000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SS FRANK ROAD SEE MAP D2-32HA
Legal Subdivision	HOUSTON LEVEE TRACE
Legal Lot Number	34
Jurisdiction	SHELBY TN
Township / Civil Division	2
Census Block Group	2
Census Block	2015
Census Tract	21356

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9809 FRANK RD, GERMANTOWN, TN 38139-8000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Line of Credit PATRIOT BANK
Jun 7, 2021	Warranty Deed, Transfer · Conventional Mortgage PATRIOT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2021 · Amount on Record
Deed Sale	Jun 7, 2021 · Amount on Record
Prior Sale	Dec 30, 2015 · Amount on Record
Deed Document Number	202168659
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	9809 FRANK RD, GERMANTOWN, TN 38139-8000
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9809 FRANK RD, GERMANTOWN, TN 38139-8000

Mortgage

Document Number	0021110898
Date	Sep 7, 2021
Instrument	21110898

Lender

Name	PATRIOT BANK
Type	Bank
Address	COLLIERVILLE, TN 38017

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	205 Months
Due	Oct 5, 2038

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jun 7, 2021
Property Address	9809 FRANK RD, GERMANTOWN, TN 38139-8000
Document Number	0021068659
Map Reference	MB 126 PG 83
Instrument Date	Jun 3, 2021
Instrument	21068659
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,349.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9809 FRANK RD, GERMANTOWN, TN 38139-8000

Mortgage

Document Number	0021068660
Date	Jun 7, 2021
Instrument	21068660

Lender

Name	PATRIOT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Collierville Town
Unified School District	Collierville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,997.00 (-59.85%)	$185,025 (+26.64%) Land $34,400 Building $150,625	$740,100 (+26.64%) Land $137,600 Building $602,500
2023		$146,100 Land $21,775 Building $124,325
2022	$7,465.00
2021			$584,400 Land $87,100 Building $497,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIERVILLE WATER DEPT serves 51,972 people · EPA ID TN0000126
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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