9810 Frank Rd, Germantown, TN 38139 Property Records

Shelby County property record for 9810 Frank Rd, Germantown, TN 38139

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,894 sqft · built 1997
Lot Size	0.466 acres (20,313 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Jun 2011)
Tax Bill	$3,057 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Sep 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C0-232H-A0-0010`

Property Details

APN / Parcel Number

Primary APN	`C0-232H-A0-0010`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,894 sqft Living Area
Gross Area	4,584 sqft
1st Floor Area	2,499 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,313 sqft (0.466 acres)
Lot Dimensions	182 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	924 sqft
Porch	Open Porch
Porch Area	36 sqft
Patio Area	728 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9810 FRANK RD
City	GERMANTOWN
State	TN
Zip	38139-8000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	NS FRANK ROAD SEE MAP D2-32HA
Legal Subdivision	HOUSTON LEVEE TRACE
Legal Lot Number	10
Jurisdiction	SHELBY TN
Township / Civil Division	2
Census Block Group	2
Census Block	2011
Census Tract	21356

Owner

9810 Frank Rd is owned and occupied by two individuals who bought it in June 2011.

Source: Shelby County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9810 FRANK RD, GERMANTOWN, TN 38139-8000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Line of Credit COMMERCIAL TRUST BANK
Sep 10, 2021	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage PATRIOT BK
Jan 1, 2020	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2011 · Amount on File
Deed Sale	Jun 7, 2011 · Amount on File
Prior Sale	May 6, 1997 · Amount on File
Deed Document Number	201154274
Prior Transfer Date	Apr 30, 2007
Prior Transfer Doc	0000071406
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Recording Date	Oct 5, 2026
Property Address	9810 FRANK RD, GERMANTOWN, TN 38139-8000
Document Number	0000086399
Instrument Date	Sep 28, 2026
Instrument	202686399
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9810 FRANK RD, GERMANTOWN, TN 38139-8000

Mortgage

Document Number	0000086399,
Date	Oct 5, 2026
Instrument	202686399

Lender

Name	COMMERCIAL TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	9810 FRANK RD, GERMANTOWN, TN 38139-8000
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9810 FRANK RD, GERMANTOWN, TN 38139-8000

Mortgage

Document Number	0021112656
Date	Sep 10, 2021
Instrument	21112656

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	COLLIERVILLE, TN 38017

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Aug 26, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	9810 FRANK RD, GERMANTOWN, TN 38139-8000
Document Number	0000039982
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9810 FRANK RD GERMANTOWN TN 381398000, GERMANTOWN, TN 38139-8000

Mortgage

Document Number	0000039982
Date	Apr 21, 2020
Instrument	39982

Lender

Name	PATRIOT BK
Type	Bank
Address	MILLINGTON, TN 38053

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	9810 FRANK RD, GERMANTOWN, TN 38139-8000
Document Number	0000118925
Instrument Date	Jan 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9810 FRANK RD GERMANTOWN TN 381398000, GERMANTOWN, TN 38139-8000

Mortgage

Document Number	0000118925
Date	Oct 28, 2020
Instrument	118925

Lender

Name	BANCORPSOUTH
Type	Bank
Address	COLLIERVILLE, TN 38017

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Oct 27, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 9810 Frank Rd was $3,057.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Collierville Town
Unified School District	Collierville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,057.00	$188,750 Land $34,250 Building $154,500	$755,000 Land $137,000 Building $618,000
2023		$109,450 Land $21,700 Building $87,750
2022	$5,592.00
2021			$437,800 Land $86,800 Building $351,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9810 Frank Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9810 Frank Rd is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIERVILLE WATER DEPT serves 51,972 people · EPA ID TN0000126
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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