983 Spruce Pine Rd, Garner, KY 41817 Property Records

Knott County property record for 983 Spruce Pine Rd, Garner, KY 41817

Property Summary

Property Type	Mobile Home
Details	1,040 sqft · built 1996
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on Record
Tax Bill	$467 (2025)
Flood Zone	Zone X (minimal risk)
APN	`059-00 00 047.01`

Property Details

APN / Parcel Number

Primary APN	`059-00 00 047.01`
Alternative APNs	`104327` `24370`

Interior

Building Area	1,040 sqft Living Area

Exterior

Year Built	Built 1996
Exterior Material	Brick/Stone
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.289 acres)
Terrain	Steep
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	104327
Street Address	983 SPRUCE PINE RD
City	GARNER
State	KY
Zip	41817-9009
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RESIDENTIAL
Legal Description	LOT & MH
Jurisdiction	KNOTT KY
Township / Civil Division	MOUSIE
Census Block Group	2
Census Block	2028
Census Tract	960100

Owner

Source: Knott County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	983 SPRUCE PINE RD, GARNER, KY 41817-9009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 1994
Deed Sale	Apr 1, 1994
Deed Document Number	0000017044
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Knott County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Knott County
Unified School District	Knott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$467.00 (+195.57%)	$42,000 (-) Land $10,000 Building $32,000	$42,000 (-) Land $10,000 Building $32,000
2023	$158.00	$42,000	$42,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2003 · Severe Storms, Flooding, Mud And Rock Slides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 97% of Kentucky
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KNOTT CO WATER & SEWER DISTRICT serves 8,955 people · EPA ID KY0600062
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Thacker-Grigsby Telephone Fiber	1,000 / 1,000