983 Pearleaf Ct, San Marcos, CA 92078 Property Records

San Diego County property record for 983 Pearleaf Ct, San Marcos, CA 92078

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,342 sqft · built 2004
Lot Size	6.92 acres (301,863 sqft)
Owner	2 Company Names on Record
Last Sale	$725,000 (Nov 2024)
Tax Bill	$9,112 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`222-771-02-16`

Property Details

APN / Parcel Number

Primary APN	`222-771-02-16`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,342 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Lot Area	301,863 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	983 PEARLEAF CT
City	SAN MARCOS
State	CA
Zip	92078-5300
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SPA
Legal Description	LOT 3 US 106PER DOC03-1288360&UND INT IN TR 014572
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	014572
Legal Block	2
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2005
Census Tract	20310

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	983 PEARLEAF CT, SAN MARCOS, CA 92078-5300
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Grant Deed, Transfer · Conventional Mortgage MISSION FCU
Aug 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY VALLEY MORTGAGE GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2024 · Amount on Record
Deed Sale	Nov 7, 2024 · Amount on Record
Prior Sale	Aug 26, 2022 · Amount on Record
Deed Document Number	2024308931
Prior Transfer Date	Aug 6, 2015
Prior Transfer Doc	0000455935
Record Updated	Oct 29, 2026

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 26, 2022
Property Address	983 PEARLEAF CT, SAN MARCOS, CA 92078-5300
Document Number	0000344356
Map Reference	DOC 2003-1288360
Instrument Date	Aug 9, 2022
Instrument	2022-0344356
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	983 PEARLEAF CT, SAN MARCOS, CA 92078-5300

Mortgage

Document Number	0000344357
Date	Aug 26, 2022
Instrument	2022-0344357

Lender

Name	MISSION FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	9%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	983 PEARLEAF CT, SAN MARCOS, CA 92078-5300
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	PROVIDENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 CALLE SONORA, SAN CLEMENTE, CA 92672-2208

Mortgage

Document Number	0000452246
Date	Aug 13, 2020
Instrument	2020-0452246

Lender

Name	BAY VALLEY MORTGAGE GROUP
Type	Mortgage Company
Address	GARDEN GROVE, CA 92841

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$739,500 (+2%) Land $510,000 Building $229,500
2025	$9,112.00 (+10.52%)	$725,000 (+7.41%) Land $500,000 Building $225,000
2023	$8,245.00 (+36.28%)	$675,000 Land $389,040 Building $285,960
2022	$6,050.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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