983 NW 12th Ter, Stuart, FL 34994 Property Records

Martin County property record for 983 NW 12th Ter, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,239 sqft · built 1978
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on File
Last Sale	$12,000 (Sep 2019)
Tax Bill	$3,995 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-37-41-001-012-0033.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`29-37-41-001-012-0033.0-0-0000`
Alternative APNs	`29-37-41-001-012-00330-0` `7022`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,239 sqft Living Area
Gross Area	1,816 sqft
1st Floor Area	1,239 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1993
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,233 sqft (0.189 acres)
Garage Type	Attached
Garage Area	357 sqft
Parking Spaces	1 Parking Space
Porch	Screened Concrete Masonry Porch
Porch Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7022
Street Address	983 NW 12TH TER
City	STUART
State	FL
Zip	34994-9601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	PALM LAKE PARK LOT 33 BLK 12 A
Legal Range	41E
Legal Township	37S
Legal Section	29
Legal Subdivision	PALM LAKE PARK
Legal Block	12
Legal Lot Number	33
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	4
Census Block	4016
Census Tract	300

Owner

983 NW 12th Ter is owned and occupied by an individual who bought it in September 2019.

Source: Martin County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	983 NW 12TH TER, STUART, FL 34994-9601
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 18, 2021	Deed of Trust, Mortgage · Line of Credit MATTHEW W MITCHELL
Aug 29, 2019	Warranty Deed, Transfer · Conventional Mortgage SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2019 · Amount on File
Deed Sale	Sep 4, 2019 · Amount on File
Prior Sale	Aug 29, 2019 · Amount on File
Deed Document Number	20192272834
Deed Book / Page	3080 / 852
Prior Transfer Date	May 7, 2013
Prior Transfer Doc	0026492616
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	983 NW 12TH TER, STUART, FL 34994-9601
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	983 NW 12TH TER, STUART, FL 34994-9601

Mortgage

Document Number	0032642755
Date	Oct 18, 2021
Book Page	3264/2755
Instrument	2920740

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 7, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	983 NW 12TH TER, STUART, FL 34994-9601
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031802916
Date	Dec 14, 2020
Book Page	3180/2916
Instrument	2855606

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	983 NW 12TH TER, STUART, FL 34994-9601
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032642766
Date	Oct 18, 2021
Book Page	3264/2766
Instrument	2920742

Lender

Name	MATTHEW W MITCHELL
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Aug 29, 2019
Property Address	983 NW 12TH TER, STUART, FL 34994-9601
Document Number	0030792923
Book / Page	3079 / 2923
Map Reference	MB 3 PG 41
Instrument Date	Aug 29, 2019
Instrument	2772612
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SOUTH FLORIDA TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1071 NE SANTA CRUZ DR, 1071, JENSEN BEACH, FL 34957-6023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	983 NW 12TH TER, STUART, FL 34994-9601

Mortgage

Document Number	0030792924
Date	Aug 29, 2019
Instrument	3079/2924

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 983 NW 12th Ter was $3,995 with a homeowner's exemption, down 0.3% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,995.00 (-0.3%) Homeowner's exemption	$225,863	$325,860 Land $165,000 Building $160,860
2024	$4,007.00 (+2.09%)
2023	$3,925.00 (+3.26%) Additional exemption filed	$213,105 (+3%)	$297,870 (+19.9%) Land $150,000 Building $147,870
2022	$3,801.00 Homeowner's exemption	$206,899	$248,440 Land $130,000 Building $118,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 983 NW 12th Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 983 NW 12th Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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