963 NW 12th Ter, Stuart, FL 34994 Property Records

Martin County property record for 963 NW 12th Ter, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1976
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on File
Last Sale	$25,000 (Sep 2003)
Tax Bill	$2,101 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-37-41-001-012-0035.0-5-0000`

Property Details

APN / Parcel Number

Primary APN	`29-37-41-001-012-0035.0-5-0000`
Alternative APNs	`29-37-41-001-012-00350-5` `7024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	392 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7024
Street Address	963 NW 12TH TER
City	STUART
State	FL
Zip	34994-9601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	PALM LAKE PARK LOT 35 BLK 12 A
Legal Range	41E
Legal Township	37S
Legal Section	29
Legal Subdivision	PALM LAKE PARK
Legal Block	12
Legal Lot Number	35
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	4
Census Block	4016
Census Tract	300

Owner

963 NW 12th Ter is owned and occupied by two individuals who acquired it in March 2022.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	963 NW 12TH TER, STUART, FL 34994-9601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2003 · Amount on File
Deed Sale	Sep 15, 2003 · Amount on File
Prior Sale	Dec 1, 1976 · Amount on File
Deed Document Number	20031692059
Deed Book / Page	1816 / 695
Last Transfer Date	Mar 2, 2022
Transfer Doc	0002946406
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	963 NW 12TH TER, STUART, FL 34994-9601
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	963 NW 12TH TER, STUART, FL 34994-9601

Mortgage

Document Number	0033012788
Date	Mar 24, 2022
Book Page	3301/2788
Instrument	2950290

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 963 NW 12th Ter was $2,101 with exemptions applied, up 0.6% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,101.00 (+0.57%) Homeowner's exemption Widower's exemption	$110,881	$291,900 Land $165,000 Building $126,900
2024	$2,089.00 (+2.86%)
2023	$2,031.00 (-0.39%) Additional exemption filed	$104,619 (+3%)	$264,440 (+19.17%) Land $150,000 Building $114,440
2022	$2,039.00 Homeowner's exemption	$101,572	$221,900 Land $130,000 Building $91,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 963 NW 12th Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 963 NW 12th Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on NW 12th Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures