1054 NW 12th Ter, Stuart, FL 34994 Property Records

Martin County property record for 1054 NW 12th Ter, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,546 sqft · built 1976
Lot Size	0.211 acres (9,191 sqft)
Owner	2 Individual Names on File
Last Sale	$532,500 (Aug 2024)
Tax Bill	$7,536 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2020 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`29-37-41-001-013-0022.0-1-0000`

Property Details

APN / Parcel Number

Primary APN	`29-37-41-001-013-0022.0-1-0000`
Alternative APNs	`29-37-41-001-013-00220-1` `7048`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,546 sqft Living Area
Gross Area	1,826 sqft
1st Floor Area	1,546 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,191 sqft (0.211 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7048
Street Address	1054 NW 12TH TER
City	STUART
State	FL
Zip	34994-9604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	PALM LAKE PARK LOT 22 BLK 13A
Legal Range	41E
Legal Township	37S
Legal Section	29
Legal Subdivision	PALM LAKE PARK
Legal Block	13A
Legal Lot Number	22
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	4
Census Block	4002
Census Tract	300

Owner

1054 NW 12th Ter is owned and occupied by two individuals who bought it in August 2024.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1054 NW 12TH TER, STUART, FL 34994-9604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage INVESTOR MORTGAGE FINANCE LLC
Jun 22, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 31, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Mar 22, 2019	Warranty Deed, Transfer · Construction Mortgage PAUL FRENCH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2024 · Amount on File
Deed Sale	Aug 19, 2024 · Amount on File
Prior Sale	May 31, 2019 · Amount on File
Deed Document Number	20243087267
Deed Book / Page	3453 / 2743
Prior Transfer Date	Jun 12, 2020
Prior Transfer Doc	0031370054
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1054 NW 12TH TER, STUART, FL 34994-9604
Transaction Type	Mortgage
Record Updated	Feb 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 TONEY PENNA DR 5, 5, JUPITER, FL 33458-5752

Mortgage

Document Number	0032912690
Date	Feb 9, 2022
Book Page	3291/2690
Instrument	2941768

Lender

Name	INVESTOR MORTGAGE FINANCE LLC
Type	Non-Lending Institution
Address	AUSTIN, TX 78758

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 22, 2020
Property Address	1054 NW 12TH TER, STUART, FL 34994-9604
Document Number	0031370054
Book / Page	003137 / 000054
Instrument Date	Jun 12, 2020
Instrument	2820888
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	275 TONEY PENNA DR #5 JUPITER FL 334585752, 5, JUPITER, FL 33458-5752

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	May 31, 2019
Property Address	1054 NW 12TH TER, STUART, FL 34994-9604
Document Number	0030621180
Book / Page	003062 / 001180
Instrument Date	May 31, 2019
Instrument	2757522
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,225.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	275 TONEY PENNA DR #5 JUPITER FL 334585752, 5, JUPITER, FL 33458-5752

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 22, 2019
Property Address	1054 NW 12TH TER, STUART, FL 34994-9604
Document Number	0030480099
Book / Page	003048 / 000099
Instrument Date	Mar 22, 2019
Instrument	2745197
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6955 SW WOODBINE WAY PALM CITY FL 349908303, PALM CITY, FL 34990-8303

Mortgage

Document Number	30480102
Date	Mar 22, 2019
Book Page	003048/000102
Instrument	2745198

Lender

Name	PAUL FRENCH
Address	1725 N OGDEN ST, DENVER, CO 80218-1017

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 21, 2020

Interest

Rate	15%

Tax Assessment & Valuation

The 2025 property tax bill for 1054 NW 12th Ter was $7,536, up 27.7% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,536.00 (+27.66%) Additional exemption filed	$450,250 Land $165,000 Building $285,250	$450,250 Land $165,000 Building $285,250
2024	$5,903.00 (+4.61%)
2023	$5,643.00 (+16.45%)	$246,194 (+1%)	$327,010 (+37.87%) Land $150,000 Building $177,010
2022	$4,846.00	$223,813	$237,180 Land $130,000 Building $107,180

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1054 NW 12th Ter in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1054 NW 12th Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on NW 12th Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures