983 N Riverside Ave, Saint Clair, MI 48079 Property Records

St. Clair County property record for 983 N Riverside Ave, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,458 sqft · built 1958
Lot Size	0.922 acres (40,162 sqft)
Owner	2 Individual Names on Record
Last Sale	$713,000 (Jul 2026)
Tax Bill	$7,183 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-057-0019-002`

Property Details

APN / Parcel Number

Primary APN	`74-07-057-0019-002`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,458 sqft Living Area
1st Floor Area	2,451 sqft
Basement Area	862 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	40,162 sqft (0.922 acres)
Lot Dimensions	304 ft deep x 132 ft wide
Garage Area	905 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	983 N RIVERSIDE AVE
City	SAINT CLAIR
State	MI
Zip	48079-4267
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 LOW DE
Legal Description	BEG S 25D 48M W 288' FROM SE COR LOT 6 ASSESSORS RIVERSIDE AVE PLAT, TH S 25D 48M W 132', TH N 64D 10M W 302.35', TH N 25D
Legal Range	17E
Legal Township	05N
Legal Section	30
Legal Subdivision	ASSESSORS
Legal Lot Number	6
Legal Unit	6
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	7
Census Block	7002
Census Tract	642000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8370 POTOMAC, CENTER LINE, MI 48015-1621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Apr 30, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage NORTHSTAR BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2026 · Amount on Record
Deed Sale	Jul 8, 2026 · Amount on Record
Prior Sale	Dec 19, 2013 · Amount on Record
Deed Document Number	202613826
Deed Book / Page	5941 / 885
Prior Transfer Date	Mar 21, 2014
Prior Transfer Doc	004495/272
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 8, 2026
Property Address	983 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-4267
Document Number	0000013826
Book / Page	5941 / 885
Instrument Date	Jul 6, 2026
Instrument	202613826
Transaction Type	Transfer
Record Updated	Jul 29, 2026
Title Company	NATIONAL TITLE GROUP, ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540,097.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8370 POTOMAC, CENTER LINE, MI 48015-1621

Mortgage

Document Number	0000014074,
Date	Jul 8, 2026
Book Page	5942/998
Instrument	202614074

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 30, 2026
Property Address	983 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-4267
Document Number	0000008812
Book / Page	5919 / 682
Instrument Date	Mar 24, 2026
Instrument	20268812
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	983 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-4267
Investor	Possibly a Property Investor

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	983 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-4267
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049280308
Date	Mar 23, 2018
Book Page	4928/308
Instrument	2018006214

Lender

Name	NORTHSTAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,600 (+0.57%)	$425,200 (+0.57%)
2025	$7,183.00 (+2.81%) Homeowner's exemption	$211,400 (+1.83%)
2024	$6,987.00 (+7.59%)		$422,800 (+1.83%)
2023		$207,600
2022	$6,494.00		$415,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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