973 N Riverside Ave, Saint Clair, MI 48079 Property Records

St. Clair County property record for 973 N Riverside Ave, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,677 sqft · built 1952
Lot Size	0.696 acres (30,318 sqft)
Owner	2 Individual Names on File
Last Sale	$226,000 (Apr 2010)
Tax Bill	$5,807 (2025)
Deeds & Mortgages	Nov 2025 Transfer Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-057-0015-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-057-0015-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,677 sqft Living Area
1st Floor Area	2,661 sqft
Basement Area	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	30,318 sqft (0.696 acres)
Lot Dimensions	303 ft deep x 100 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	973 N RIVERSIDE AVE
City	SAINT CLAIR
State	MI
Zip	48079-4267
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 LOW DE
Legal Description	BEG N 25D 48M E 100' FROM NE COR LOT 7 ASSESSORS RIVERSIDE AVE PLAT, TH N 25D 48M E 100', TH N 64D 12M W 303', TH S 25D 48M W
Legal Range	17E
Legal Township	05N
Legal Section	30
Legal Subdivision	ASSESSORS
Legal Lot Number	7
Legal Unit	7
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	7
Census Block	7002
Census Tract	642000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	973 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-4267
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Intrafamily Transfer, Transfer
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2010 · Amount on File
Deed Sale	Apr 23, 2010 · Amount on File
Deed Document Number	20109413
Deed Book / Page	4040 / 487
Last Transfer Date	Nov 7, 2025
Transfer Doc	0005873753
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 21, 2025
Property Address	973 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-4267
Document Number	0005873753
Book / Page	5873 / 753
Instrument Date	Nov 7, 2025
Instrument	2025022448
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	973 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-4267

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-4267

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	973 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-4267
Transaction Type	Mortgage
Record Updated	Aug 6, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-4267

Mortgage

Document Number	5398154
Date	Jul 23, 2021
Book Page	5398/154
Instrument	2021021380

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	973 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-4267
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-4267

Mortgage

Document Number	0052300417
Date	Aug 24, 2020
Book Page	5230/417
Instrument	2020020195

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,900 (+3.6%)	$477,800 (+3.6%)
2025	$5,807.00 (+2.82%) Homeowner's exemption	$230,600 (+30.06%)
2024	$5,648.00 (+7.58%)		$461,200 (+30.06%)
2023		$177,300
2022	$5,250.00		$354,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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