975 N Riverside Ave, Saint Clair, MI 48079 Property Records

St. Clair County property record for 975 N Riverside Ave, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,260 sqft
Lot Size	0.946 acres (41,208 sqft)
Owner	Individual Name on Record
Last Sale	$483,000 (Apr 2025)
Tax Bill	$8,625 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-057-0016-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-057-0016-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,260 sqft Living Area
1st Floor Area	2,260 sqft
Basement Area	1,968 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	41,208 sqft (0.946 acres)
Lot Dimensions	303 ft deep x 136 ft wide
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	975 N RIVERSIDE AVE
City	SAINT CLAIR
State	MI
Zip	48079-4267
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 LOW DE
Legal Description	BEG N 25D 48M E 200' FROM NE COR LOT 7 ASSESSORS RIVERSIDE AVE PLAT, TH N 25D 48M E 136.64', TH N 64D 12M W 303', TH S 25D
Legal Range	17E
Legal Township	05N
Legal Section	30
Legal Subdivision	ASSESSORS
Legal Lot Number	7
Legal Unit	7
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	7
Census Block	7002
Census Tract	642000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4660 NE DUDLEY CIR, JENSEN BEACH, FL 34957-4003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Warranty Deed, Transfer · VA Mortgage AMERIFIRST FINANCIAL CORP
Jul 15, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Feb 6, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2025 · Amount on Record
Deed Sale	Apr 4, 2025 · Amount on Record
Prior Sale	Nov 21, 2022 · Amount on Record
Deed Document Number	20256103
Deed Book / Page	5802 / 18
Prior Transfer Date	Jan 19, 2017
Prior Transfer Doc	004797/545
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 21, 2022
Property Address	975 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-4267
Document Number	0005579708
Book / Page	5579 / 708
Instrument Date	Oct 28, 2022
Instrument	2022025840
Transaction Type	Transfer
Record Updated	Dec 8, 2022
Title Company	CISLO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,962.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	975 N RIVERSIDE AVE, 975, SAINT CLAIR, MI 48079-4267

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10313 BRENT TREE DR, ROWLETT, TX 75089-8502

Mortgage

Document Number	0005575591
Date	Nov 3, 2022
Book Page	5575/591
Instrument	2022024820

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	975 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-4267
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-4267

Mortgage

Document Number	0005542615
Date	Jul 15, 2022
Book Page	5542/615
Instrument	2022016951

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 6, 2017
Property Address	975 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-4267
Document Number	0047970545
Book / Page	004797 / 000545
Instrument Date	Jan 19, 2017
Transaction Type	Transfer
Record Updated	Mar 17, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	975 N RIVERSIDE AVE ST CLAIR MI 480794267, ST CLAIR, MI 48079-4267

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,300 (+8.59%)	$490,600 (+8.59%)
2025	$8,625.00 (+8.3%) Homeowner's exemption	$225,900 (+17.6%)
2024	$7,964.00 (+49.19%)		$451,800 (+17.6%)
2023		$192,100
2022	$5,338.00		$384,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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