Harrison County property record for 983 Howard Ave, Biloxi, MS 39530
| Property Type | Commercial Office |
|---|---|
| Details | 1 ba · 3,829 sqft · built 1960 |
| Lot Size | 0.266 acres (11,607 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,025 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Nov 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1410L-05-001.000 |
| Primary APN | 1410L-05-001.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 3,829 sqft Adjusted Area |
| Gross Area | 3,616 sqft |
| 1st Floor Area | 3,054 sqft |
| 2nd Floor Area | 562 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Lot Area | 11,607 sqft |
| Lot Dimensions | 159 ft deep x 73 ft wide |
| Heating System | Forced Air |
|---|
| Account Number | 003886 |
|---|---|
| Street Address | 983 HOWARD AVE |
| City | BILOXI |
| State | MS |
| Zip | 39530-3756 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Legal Description | LOT 2 GULF VIEW PROPERTY ADDITION |
| Legal Range | 09 |
| Legal Township | 07 |
| Legal Section | 33 |
| Legal Subdivision | GULF VIEW PROPERTY ADDITION |
| Legal Lot Number | 2 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Central Historic District listed 1984 · 51 contributing resources · NRIS 84002212 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
983 Howard Ave, a commercial property, is owned and occupied by an individual who acquired it in November 2020.
Source: Harrison County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 983 HOWARD AVE, BILOXI, MS 39530-3756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK |
| Nov 5, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2020 |
| Deed Sale | Nov 5, 2020 |
| Deed Document Number | 2020-0004125-D-J2 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 983 HOWARD AVE, BILOXI, MS 39530-3756 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 20200004006TJ2 |
|---|---|
| Date | Nov 5, 2020 |
| Instrument | 2020-0004006-T-J2 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 28, 2030 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Nov 5, 2020 |
| Property Address | 983 HOWARD AVE, BILOXI, MS 39530-3756 |
| Document Number | 20200004125DJ2 |
| Map Reference | BK 2 PG 11 |
| Instrument Date | Oct 28, 2020 |
| Instrument | 2020-0004125-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2702 BRIGHTWOOD AVE, 2702, NASHVILLE, TN 37212-5819 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 983 HOWARD AVE, BILOXI, MS 39530-3756 |
The 2025 property tax bill for 983 Howard Ave was $3,025, up 6.9% from the year before.
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,025.00 (+6.93%) | $27,072 | $180,482 Land $38,533 Building $141,949 |
| 2024 | $2,829.00 (-0.07%) | ||
| 2023 | $2,831.00 | $25,799 | $171,994 Land $38,533 Building $133,461 |
| 2022 | $2,831.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 983 Howard Ave in Zone X, an area of minimal flood risk, though there have been 58 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 64 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 112 units insured incl. 48 condo units |
| Nearby Flood Claims | 58 (1978–2021) |
| Claims Outside the SFHA | 37 of 58 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 983 Howard Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Mississippi |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | CITY OF BILOXI |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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