Harrison County property record for 976 Howard Ave, Biloxi, MS 39530 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,386 sqft · built 1894 |
| Lot Size | 0.651 acres (28,386 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $199 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Oct 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1410L-04-026.000 |
| Primary APN | 1410L-04-026.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,386 sqft Adjusted Area |
| 1st Floor Area | 1,622 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1894 |
|---|---|
| Exterior Material | Wood Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Lot Area | 28,386 sqft |
| Lot Dimensions | 342 ft deep x 83 ft wide |
| Garage Area | 1,800 sqft |
| Parking Spaces | 6 Parking Spaces |
| Utility Building | 100 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Gravity Furnace |
|---|
| Account Number | 011616 |
|---|---|
| Street Address | 976 HOWARD AVE |
| City | BILOXI |
| State | MS |
| Zip | 39530-3734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIFE ESTATE *2023-6253-D-J2* LOT 86 FT ON HOWARD AVE BY 300 FT MORE OR LESS S BY HOWARD AVE E BY TUCEI N BY L&N RR W BY PAN-A |
| Legal Range | 09 |
| Legal Township | 07 |
| Legal Section | 33 |
| Legal Block | 148 |
| Legal Lot Number | 86 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 600 |
Source: Harrison County records · APN 1410L-04-026.000
Assessment roll updated September 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 976 HOWARD AVE, BILOXI, MS 39530-3734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 07, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK |
| Oct 23, 2023 | Intrafamily Transfer, Transfer |
| Jul 05, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Oct 23, 2023 |
| Transfer Doc | 20230006253DJ2 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 976 HOWARD AVE, BILOXI, MS 39530-3734 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 20220001758TJ2 |
|---|---|
| Date | Mar 07, 2022 |
| Instrument | 2022-0001758-T-J2 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 14, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Oct 23, 2023 |
| Property Address | 976 HOWARD AVE, BILOXI, MS 39530-3734 |
| Document Number | 20230006253DJ2 |
| Instrument Date | Oct 23, 2023 |
| Instrument | 2023-0006253-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 976 HOWARD AVE, BILOXI, MS 39530-3734 |
| Name | Verified Name |
|---|---|
| Address | 976 HOWARD AVE, BILOXI, MS 39530-3734 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Jul 05, 2022 |
| Property Address | 976 HOWARD AVE, BILOXI, MS 39530-3734 |
| Document Number | 20220005317DJ2 |
| Instrument Date | Jul 05, 2022 |
| Instrument | 2022-0005317-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 976 HOWARD AVE, BILOXI, MS 39530-3734 |
| Name | Verified Name |
|---|---|
| Address | 976 HOWARD AVE, BILOXI, MS 39530-3734 |
Source: Harrison County records · Assessment roll updated September 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $199.00 (-56.17%) Homeowner's exemption | $11,701 (+24.14%) | $113,574 (+24.92%) Land $49,396 Building $64,178 |
| 2024 | $454.00 (+115.17%) | ||
| 2023 | $211.00 Homeowner's exemption | $9,426 | $90,919 Land $49,396 Building $41,523 |
| 2022 | $211.00 |
Source: FEMA National Flood Hazard Layer, Harrison County (28047C), updated April 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the West Central Historic District (Boundary Decrease and Increase) listed 2015 · 86 contributing resources · NRIS 14001154 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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