Harrison County property record for 972 Howard Ave, Biloxi, MS 39530 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 3,631 sqft · built 1923 |
| Lot Size | 0.449 acres (19,588 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $972 (2024) |
| Deeds & Mortgages | Oct 2025 Line of Credit Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1410L-04-025.000 |
| Primary APN | 1410L-04-025.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 3,631 sqft Adjusted Area |
| 1st Floor Area | 2,194 sqft |
| 2nd Floor Area | 1,245 sqft |
| Year Built | Built 1923 |
|---|---|
| Exterior Material | Plywood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,588 sqft (0.449 acres) |
| Lot Dimensions | 332 ft deep x 59 ft wide |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Utility Building | 630 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 011615 |
|---|---|
| Street Address | 972 HOWARD AVE |
| City | BILOXI |
| State | MS |
| Zip | 39530-3734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 59 X 332 FT S BY HOWARD AVE. E BY MCCORMACK N BY L&N RR W BY HOLLEY SEC. BLK. 148 |
| Legal Range | 09 |
| Legal Township | 07 |
| Legal Section | 33 |
| Legal Block | 148 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 600 |
Source: Harrison County records · APN 1410L-04-025.000
Assessment roll updated September 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 972 HOWARD AVE, BILOXI, MS 39530-3734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 06, 2025 | Deed of Trust, Mortgage · Line of Credit KEESLER FCU |
| Sep 08, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 23, 2010 |
| Deed Sale | Dec 23, 2010 |
| Deed Document Number | 2010-0003233-D-J2 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 972 HOWARD AVE, BILOXI, MS 39530-3734 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 972 HOWARD AVE, BILOXI, MS 39530-3734 |
| Document Number | 20250007126TJ2 |
|---|---|
| Date | Oct 06, 2025 |
| Instrument | 2025-0007126-T-J2 |
| Name | KEESLER FCU |
|---|---|
| Type | Credit Union |
| Address | BILOXI, MS 39531 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 05, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 972 HOWARD AVE, BILOXI, MS 39530-3734 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210004105TJ2 |
|---|---|
| Date | Sep 08, 2021 |
| Instrument | 2021-0004105-T-J2 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Harrison County records · Assessment roll updated September 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Senior Citizen's exemption | $17,008 (+4.47%) | $170,082 (+4.47%) Land $29,459 Building $140,623 |
| 2024 | $972.00 (+0.93%) | ||
| 2023 | $963.00 (-35.24%) Homeowner's exemption Additional exemption filed | $16,280 | $162,802 Land $29,459 Building $133,343 |
| 2022 | $1,487.00 |
Source: FEMA National Flood Hazard Layer, Harrison County (28047C), updated April 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the West Central Historic District (Boundary Decrease and Increase) listed 2015 · 86 contributing resources · NRIS 14001154 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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