983 Emerald Rd, Silverthorne, CO 80498 Property Records

Summit County property record for 983 Emerald Rd, Silverthorne, CO 80498

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.25 ba · 3,922 sqft · built 1993
Lot Size	5.35 acres (233,220 sqft)
Owner	Company Name on File
Last Sale	$2,650,000 (Jul 2024)
Tax Bill	$22,835 (2025)
Deeds & Mortgages	Jun 2009 Mortgage Jan 2012 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2097-0220-01-009`

Property Details

APN / Parcel Number

Primary APN	`2097-0220-01-009`
Alternative APN	`3900017`

Interior

Bedrooms	3 Beds
Full Baths	4.25 Baths
Half Baths	3 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,922 sqft Living Area
Gross Area	4,671 sqft
1st Floor Area	1,926 sqft
Basement Area	1,612 sqft
Finished Basement	1,445 sqft
Unfinished Basement	167 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1997
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Metal
Lot Area	233,220 sqft
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	582 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	983 EMERALD RD
City	SILVERTHORNE
State	CO
Zip	80498-9285
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-P
Legal Description	LOT 35 RUBY RANCH SUB # 2
Legal Subdivision	RUBY RANCH SUB
Legal Lot Number	35
Jurisdiction	SUMMIT CO
Township / Civil Division	SILVERTHORNE
Census Block Group	3
Census Block	3003
Census Tract	102

Owner

Source: Summit County records · APN 2097-0220-01-009

Assessment roll updated June 16, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 1387, DILLON, CO 80435-1385
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2009	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA BANK
Jan 13, 2012	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA BANK
Jul 16, 2024	Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO
Jan 24, 2008	Warranty Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA BANK
Aug 23, 2006	Warranty Deed, Transfer · Conventional Mortgage MERRILL LYNCH CREDIT CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 16, 2024 · Amount on Record
Deed Sale	Jul 16, 2024 · Amount on Record
Prior Sale	Jan 24, 2008 · Amount on Record
Deed Document Number	20241334060
Record Updated	Sep 20, 2026

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	983 EMERALD RD, SILVERTHORNE, CO 80498-9285
Transaction Type	Mortgage
Record Updated	Mar 03, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000916255
Date	Jun 22, 2009
Instrument	916255

Lender

Name	MUTUAL OF OMAHA BANK
Type	Bank
Address	LINCOLN, NE 68508

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2024

January 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	983 EMERALD RD, SILVERTHORNE, CO 80498-9285
Transaction Type	Mortgage
Record Updated	Mar 03, 2026
Title Company	DRI TITLE AND ESCROW, DRI TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000983811
Date	Jan 13, 2012
Instrument	983811

Lender

Name	MUTUAL OF OMAHA BANK
Type	Bank
Address	LINCOLN, NE 68501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Dec 01, 2021

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Jul 16, 2024
Property Address	983 EMERALD RD, SILVERTHORNE, CO 80498-9285
Document Number	0001334060
Map Reference	DOC 223718
Instrument Date	Jul 12, 2024
Instrument	1334060
Transaction Type	Transfer
Record Updated	Mar 03, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Tax	$265.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	983 EMERALD RD, SILVERTHORNE, CO 80498-9285

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 1387, DILLON, CO 80435-1385

January 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Jan 24, 2008
Property Address	983 EMERALD RD, SILVERTHORNE, CO 80498-9285
Document Number	0000878921
Map Reference	DOC223718
Instrument Date	Jan 22, 2008
Instrument	878921
Transaction Type	Transfer
Record Updated	Mar 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2960 HIGH PRAIRIE WAY, BROOMFIELD, CO 80023-8786

Mortgage

Document Number	0000878923
Date	Jan 24, 2008
Instrument	878923

Lender

Name	MUTUAL OF OMAHA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2038

Interest

Rate Type	Fixed Rate
Rate	5.87%
Type Change Date	Feb 01, 2013
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	10.8%
Index	1-Year T-Bill
Max Rate	10.8%

August 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Aug 23, 2006
Property Address	983 EMERALD RD, SILVERTHORNE, CO 80498-9285
Document Number	0000831081
Instrument Date	Aug 08, 2006
Instrument	831081
Transaction Type	Transfer
Record Updated	Mar 03, 2026
Title Company	TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1629, SILVERTHORNE, CO 80498-1629

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	21521 RUSHFORD DR, LAKE FOREST, CA 92630-6543

Mortgage

Document Number	0000831083
Date	Aug 23, 2006
Instrument	831083

Lender

Name	MERRILL LYNCH CREDIT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2036

Interest

Rate Type	Fixed Rate
Rate	6.62%
Type Change Date	Sep 01, 2011
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	11.6%
Index	1-Year LIBOR
Max Rate	11.6%

Tax Assessment & Valuation

Source: Summit County records · Assessment roll updated June 16, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Summit County
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,835.00 (+17.3%)	$200,878 (+17.5%)	$2,954,100 (+15.77%) Land $1,146,300 Building $1,807,800
2024	$19,468.00 (-2.79%)	$170,964 (-)
2023	$20,027.00 (+14.54%)	$170,964 (+47.25%)	$2,551,700 (+52.74%) Land $1,018,200 Building $1,533,500
2022	$17,484.00	$116,107	$1,670,600 Land $534,300 Building $1,136,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 12, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Arbor Mesh Fixed Wireless	1,000 / 1,000

Based on FCC filings for 3 locations within half a mile of this property.

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