Summit County property record for 1116 Emerald Rd, Silverthorne, CO 80498
| Property Type | Single Family Home |
|---|---|
| Details | 8 bd · 12 ba · 9,152 sqft · built 1993 |
| Lot Size | 1 acres (43,846 sqft) |
| Owner | Company Name on Record |
| Last Sale | $4,400,000 (Jul 2025) |
| Tax Bill | $40,968 (2025) |
| Deeds & Mortgages | May 2013 Mortgage Mar 2011 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2097-0220-01-040 |
| Primary APN | 2097-0220-01-040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 12 Baths |
| Half Baths | 7 Half Baths |
| Total Rooms | 16 Rooms |
| Stories | 2 Stories |
| Building Area | 9,152 sqft Living Area |
| Gross Area | 10,042 sqft |
| 1st Floor Area | 4,516 sqft |
| 2nd Floor Area | 1,385 sqft |
| Basement Area | 3,451 sqft |
| Finished Basement | 3,251 sqft |
| Unfinished Basement | 200 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Bi-Level |
| Exterior Material | Logs |
| Construction Type | Log |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,846 sqft |
| Terrain | Gentle Slope |
| Garage Type | Attached |
| Garage Area | 690 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Radiant |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1116 EMERALD RD |
|---|---|
| City | SILVERTHORNE |
| State | CO |
| Zip | 80498-5370 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-P |
| Legal Description | LOT 42A RUBY RANCH SUB # 2 A RESUB LOT 42R |
| Legal Subdivision | RUBY RANCH SUB |
| Legal Lot Number | 42A |
| Jurisdiction | SUMMIT CO |
| Township / Civil Division | SILVERTHORNE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 102 |
Source: Summit County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 10555 PLANO RD, DALLAS, TX 75238-5368 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| May 17, 2013 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Mar 15, 2011 | Deed of Trust, Mortgage · Conventional Mortgage KINECTA FCU |
| May 6, 2009 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY CREDIT CORPORATION |
| Mar 14, 2025 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Jul 1, 2025 | Warranty Deed, Transfer · Conventional Mortgage TEXAS CAPITAL BANK NA |
| Oct 13, 2006 | Warranty Deed, Transfer · Conventional Mortgage GREAT WESTERN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2025 · Amount on Record |
| Deed Sale | Jul 1, 2025 · Amount on Record |
| Prior Sale | Oct 13, 2006 · Amount on Record |
| Deed Document Number | 20251354641 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 1116 EMERALD RD, SILVERTHORNE, CO 80498-5370 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001026512 |
|---|---|
| Date | May 17, 2013 |
| Instrument | 1026512 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2043 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.67% |
| Type Change Date | Jun 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 7.67% |
| Index | 1-Year LIBOR |
| Max Rate | 7.67% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 1116 EMERALD RD, SILVERTHORNE, CO 80498-5370 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Title Company | PATRIO TITLE LLC, PATRIOT TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000962037 |
|---|---|
| Date | Mar 15, 2011 |
| Instrument | 962037 |
| Name | KINECTA FCU |
|---|---|
| Type | Credit Union |
| Address | MANHATTAN BEACH, CA 90266 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Apr 1, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 10.8% |
| Index | 1-Year LIBOR |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 1116 EMERALD RD, SILVERTHORNE, CO 80498-5370 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000912883 |
|---|---|
| Date | May 6, 2009 |
| Instrument | 912883 |
| Name | MORGAN STANLEY CREDIT CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | VERNON HILLS, IL 60061 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMMIT CO |
| Property Address | 1116 EMERALD RD, SILVERTHORNE, CO 80498-5370 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1116 EMERALD RD, SILVERTHORNE, CO 80498-5370 |
| Document Number | 0001348225 |
|---|---|
| Date | Mar 14, 2025 |
| Instrument | 1348225 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | HOUSTON, TX 77024 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1108 Months |
| Due | Jul 21, 2117 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMMIT CO |
| Recording Date | Jul 1, 2025 |
| Property Address | 1116 EMERALD RD, SILVERTHORNE, CO 80498-5370 |
| Document Number | 0001354641 |
| Map Reference | DOC 400506 |
| Instrument Date | Jun 27, 2025 |
| Instrument | 1354641 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1116 EMERALD RD, SILVERTHORNE, CO 80498-5370 |
| Name | Verified Name |
|---|---|
| Address | 10555 PLANO RD, DALLAS, TX 75238-5368 |
| Document Number | 0001354643 |
|---|---|
| Date | Jul 1, 2025 |
| Instrument | 1354643 |
| Name | TEXAS CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMMIT CO |
| Recording Date | Oct 13, 2006 |
| Property Address | 1116 EMERALD RD, SILVERTHORNE, CO 80498-5370 |
| Document Number | 0000835770 |
| Map Reference | DOC400505 |
| Instrument Date | Oct 5, 2006 |
| Instrument | 835770 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2026 |
| Title Company | TITLE COMPANY/THE ROCKIES INC, TITLE CO OF THE ROCKIES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8768 DEER PATH, EDEN PRAIRIE, MN 55344-7402 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5617 S FRONTIER TRL, SIOUX FALLS, SD 57108-2033 |
| Document Number | 0000835771 |
|---|---|
| Date | Oct 13, 2006 |
| Instrument | 835771 |
| Name | GREAT WESTERN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2036 |
Source: Summit County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Summit County |
| Unified School District | Summit School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $40,968.00 (+19.56%) | $313,337 (+4.12%) | $4,607,900 (+2.59%) Land $419,000 Building $4,188,900 |
| 2024 | $34,267.00 (-2.79%) | $300,931 (-) | |
| 2023 | $35,252.00 (+17.86%) | $300,931 (+51.51%) | $4,491,500 (+57.16%) Land $431,200 Building $4,060,300 |
| 2022 | $29,911.00 | $198,624 | $2,857,900 Land $228,200 Building $2,629,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Arbor Mesh Internet Fixed Wireless | 1,000 / 1,000 |
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