1139 Emerald Rd, Silverthorne, CO 80498 Property Records

Summit County property record for 1139 Emerald Rd, Silverthorne, CO 80498

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.25 ba · 3,222 sqft · built 1989
Lot Size	3.15 acres (137,475 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,000,000 (Aug 2018)
Tax Bill	$18,433 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jul 2008 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`2097-0230-01-050`

Property Details

APN / Parcel Number

Primary APN	`2097-0230-01-050`
Alternative APN	`6500957`

Interior

Bedrooms	3 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,222 sqft Living Area
Gross Area	3,750 sqft
1st Floor Area	2,358 sqft
Basement Area	864 sqft
Finished Basement	864 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	137,475 sqft
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1139 EMERALD RD
City	SILVERTHORNE
State	CO
Zip	80498-5370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-P
Legal Description	LOT 37A,37B,37C RUBY RANCH SUB # 2
Legal Subdivision	RUBY RANCH SUB
Legal Lot Number	37A
Jurisdiction	SUMMIT CO
Township / Civil Division	SILVERTHORNE
Census Block Group	3
Census Block	3003
Census Tract	102

Owner

Source: Summit County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	277 N OCEAN BLVD, 201, BOCA RATON, FL 33432-4235
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage LENDSURE MORTGAGE CORP
Jul 22, 2008	Deed of Trust, Mortgage · Conventional Mortgage ING BANK FSB
Aug 2, 2006	Deed of Trust, Mortgage · Line of Credit E TRADE BANK
Aug 25, 2005	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Aug 2, 2006	Deed of Trust, Mortgage · Conventional Mortgage E TRADE MORTGAGE CORP
Aug 16, 2018	Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO
Feb 14, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2018 · Amount on Record
Deed Sale	Aug 16, 2018 · Amount on Record
Deed Document Number	20181177526
Prior Transfer Date	Feb 12, 2018
Prior Transfer Doc	0001163293
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	1139 EMERALD RD, SILVERTHORNE, CO 80498-5370
Transaction Type	Mortgage
Record Updated	Mar 3, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 N OCEAN BLVD 201, 201, BOCA RATON, FL 33432-4235

Mortgage

Document Number	0001291663
Date	Jun 24, 2022
Instrument	1291663

Lender

Name	LENDSURE MORTGAGE CORP
Type	Mortgage Company
Address	APO, AE 9128

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	1139 EMERALD RD, SILVERTHORNE, CO 80498-5370
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000892795
Date	Jul 22, 2008
Instrument	892795

Lender

Name	ING BANK FSB
Type	Bank
Address	SAINT CLOUD, MN 56301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2038

Interest

Rate Type	Fixed Rate
Rate	5.37%
Type Change Date	Aug 1, 2013
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	1-Year LIBOR
Max Rate	11.3%

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	1139 EMERALD RD, SILVERTHORNE, CO 80498-5370
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000828446
Date	Aug 2, 2006
Instrument	828446

Lender

Name	E TRADE BANK
Type	Bank
Address	ARLINGTON, VA 22203

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	202 Months
Due	Jun 17, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	1139 EMERALD RD, SILVERTHORNE, CO 80498-5370
Transaction Type	Mortgage
Record Updated	Mar 3, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000799402
Date	Aug 25, 2005
Instrument	799402

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	1139 EMERALD RD, SILVERTHORNE, CO 80498-5370
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000828445
Date	Aug 2, 2006
Instrument	828445

Lender

Name	E TRADE MORTGAGE CORP
Type	Mortgage Company
Address	CORAOPOLIS, PA 15108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2036

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Aug 16, 2018
Property Address	1139 EMERALD RD, SILVERTHORNE, CO 80498-5370
Document Number	0001177526
Map Reference	DOC382706
Instrument Date	Aug 15, 2018
Instrument	1177526
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 SE 2ND CT, FORT LAUDERDALE, FL 33301-3937

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMMIT CO
Recording Date	Feb 14, 2018
Property Address	1139 EMERALD RD, SILVERTHORNE, CO 80498-5370
Document Number	0001163293
Instrument Date	Feb 12, 2018
Instrument	1163293
Transaction Type	Transfer
Record Updated	Mar 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	34018 N 2ND AVE, PHOENIX, AZ 85085-6050

Tax Assessment & Valuation

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Summit County
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,433.00 (+20.65%)	$162,153 (+20.85%)	$2,384,600 (+19.08%) Land $880,400 Building $1,504,200
2024	$15,278.00 (-2.79%)	$134,174 (-)
2023	$15,717.00 (+10.83%)	$134,174 (+42.48%)	$2,002,600 (+47.79%) Land $782,000 Building $1,220,600
2022	$14,181.00	$94,173	$1,355,000 Land $410,300 Building $944,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Arbor Mesh Internet Fixed Wireless	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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