979 Fall Circle Way, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 979 Fall Circle Way, Gambrills, MD 21054

Property Summary

Property Type	Single Family Home
Details	2 ba · 982 sqft · built 1971
Lot Size	0.171 acres (7,489 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (May 2000)
Tax Bill	$3,709 (2023)
Deeds & Mortgages	Dec 2025 Second Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-295-05412407`

Property Details

APN / Parcel Number

Primary APN	`04-295-05412407`
Alternative APNs	`429505412407` `29505412407`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	982 sqft Total Area
1st Floor Area	982 sqft
Basement Area	450 sqft
Finished Basement	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,489 sqft (0.171 acres)
Garage Type	Basement
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Patio Area	171 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	29505412407
Old Parcel Number	429505412407
Street Address	979 FALL CIRCLE WAY
City	GAMBRILLS
State	MD
Zip	21054-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 7 BK E SC 8 979 FALL CIRCLE WAY FOUR SEASONS ESTATES
Legal Section	08
Legal Subdivision	FALL CIRCLE WAY FOUR SEASONS ESTATES
Legal Block	E
Legal Lot Number	7
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	3
Census Block	3006
Census Tract	740800

Owner

Source: Anne Arundel County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	979 FALL CIRCLE WAY, GAMBRILLS, MD 21054-1440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Dec 2, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Mar 2, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2000 · Amount on Record
Deed Sale	May 25, 2000 · Amount on Record
Deed Document Number	006010
Deed Book / Page	09787 / 00342
Record Updated	Jun 7, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	979 FALL CIRCLE WAY, GAMBRILLS, MD 21054-1440
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	979 FALL CIRCLE WAY, GAMBRILLS, MD 21054-1440

Mortgage

Document Number	0419530490
Date	Dec 31, 2025
Book Page	41953/490

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jan 1, 2031

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	979 FALL CIRCLE WAY, GAMBRILLS, MD 21054-1440
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0380020346
Date	Dec 2, 2021
Book Page	38002/346

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jun 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	979 FALL CIRCLE WAY, GAMBRILLS, MD 21054-1440
Document Number	0343240227
Instrument Date	Mar 2, 2020
Transaction Type	Mortgage
Record Updated	Apr 24, 2020
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	979 FALL CIRCLE WAY GAMBRILLS MD 210541440, GAMBRILLS, MD 21054-1440

Mortgage

Document Number	0343240227
Date	Mar 17, 2020
Book Page	034324/000227

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,709.00	$339,733	$369,600 Land $220,400 Building $149,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2011–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

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