982 E Main St, Unit E, El Cajon, CA 92021 Property Records

San Diego County property record for 982 E Main St, Unit E, El Cajon, CA 92021 · Last verified July 2026

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,525 sqft · built 1981
Lot Size	2.19 acres (95,787 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,478 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`489-130-52-24`

Property Details

APN / Parcel Number

Primary APN	`489-130-52-24`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,525 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	95,787 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	982 E MAIN ST, E
City	EL CAJON
State	CA
Zip	92021-6206
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 1 US 24PER DOC80-186586&232777&UND INT IN TR 009410
Legal Subdivision	PEPPER OAK
Legal Tract	009410
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	15701

Owner

Source: San Diego County records · APN 489-130-52-24

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	982 E MAIN ST, E, EL CAJON, CA 92021-6206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 02, 2013
Deed Sale	Oct 02, 2013
Prior Sale	Nov 13, 2008 · Amount on Record
Deed Document Number	2013599042
Last Transfer Date	Jan 20, 2021
Transfer Doc	0000057224
Record Updated	Sep 20, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 26, 2021
Property Address	982 E MAIN ST UNIT E, E, EL CAJON, CA 92021-6206
Document Number	0000057224
Map Reference	MAP 9410
Instrument Date	Jan 20, 2021
Instrument	2021-0057224
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CALIFORNIA MEMBERS TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	982 E MAIN ST UNIT E, E, EL CAJON, CA 92021-6206

Mortgage

Document Number	0000057225
Date	Jan 26, 2021
Instrument	2021-0057225

Lender

Name	CALIFORNIA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$219,341 (+2%) Land $65,667 Building $153,674
2025	$2,478.00 (+2.14%) Homeowner's exemption	$215,041 (+4.04%) Land $64,380 Building $150,661
2023	$2,426.00 (+1.68%) Homeowner's exemption	$206,692 Land $61,881 Building $144,811
2022	$2,386.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 541 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Wyyerd Group, Verizon, AT&T, California Internet, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.