San Diego County property record for 982 E Main St, Unit B, El Cajon, CA 92021 · Last verified August 2026
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,360 sqft · built 1981 |
| Lot Size | 2.19 acres (95,787 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,872 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 489-130-52-27 |
| Primary APN | 489-130-52-27 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,360 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 95,787 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 982 E MAIN ST, B |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92021-6206 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | LOT 1 US 27PER DOC80-186586&232777&UND INT IN TR 009410 |
| Legal Subdivision | PEPPER OAK |
| Legal Tract | 009410 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 15701 |
Source: San Diego County records · APN 489-130-52-27
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 982 E MAIN ST, B, EL CAJON, CA 92021-6206 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Mar 22, 2024 | Deed of Trust, Mortgage · Conventional Mortgage VALON MORTGAGE INC |
| Jul 16, 2020 | Affidavit of Death, Transfer PRIME LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jun 02, 1998 |
| Transfer Doc | 0000334842 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 982 E MAIN ST UNIT B, B, EL CAJON, CA 92021-6206 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 982 E MAIN ST B, B, EL CAJON, CA 92021-6206 |
| Document Number | 0000072607 |
|---|---|
| Date | Mar 22, 2024 |
| Instrument | 2024-0072607 |
| Name | VALON MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | PHOENIX, AZ 85044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 16, 2020 |
| Property Address | 982 E MAIN ST UNIT B, B, EL CAJON, CA 92021-6206 |
| Document Number | 0000382931 |
| Instrument Date | Jul 09, 2020 |
| Instrument | 382931 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2020 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 982 E MAIN ST EL CAJON CA 920216207, EL CAJON, CA 92021-6207 |
| Document Number | 382932 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 382932 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 15, 2050 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $166,546 (+2%) Land $42,237 Building $124,309 | |
| 2025 | $1,872.00 (+2.24%) Homeowner's exemption | $163,281 (+4.04%) Land $41,409 Building $121,872 |
| 2023 | $1,831.00 (+1.67%) Homeowner's exemption | $156,943 Land $39,802 Building $117,141 |
| 2022 | $1,801.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 541 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Wyyerd Group, Verizon, AT&T, California Internet, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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