San Diego County property record for 982 E Main St, Unit C, El Cajon, CA 92021 · Last verified July 2026
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,360 sqft · built 1981 |
| Lot Size | 2.19 acres (95,787 sqft) |
| Owner | Individual Name on File |
| Last Sale | $520,000 (Dec 2024) |
| Tax Bill | $6,050 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 489-130-52-26 |
| Primary APN | 489-130-52-26 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,360 sqft Living Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Condo/Apartment |
| Lot Area | 95,787 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 982 E MAIN ST, C |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92021-6206 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | LOT 1 US 26PER DOC80-186586&232777&UND INT IN TR 009410 |
| Legal Subdivision | PEPPER OAK |
| Legal Tract | 009410 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 15701 |
Source: San Diego County records · APN 489-130-52-26
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 982 E MAIN ST, C, EL CAJON, CA 92021-6206 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RATE RABBIT INC |
| May 22, 2020 | Quit Claim Deed, Transfer GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO. |
| May 22, 2020 | Grant Deed, Transfer · Conventional Mortgage AMNET ESOP CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 19, 2024 · Amount on Record |
| Deed Sale | Dec 19, 2024 · Amount on Record |
| Prior Sale | May 22, 2020 · Amount on Record |
| Deed Document Number | 2024350360 |
| Prior Transfer Date | May 12, 2020 |
| Prior Transfer Doc | 0000262063 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 982 E MAIN ST UNIT C, C, EL CAJON, CA 92021-6206 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Title Company | WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 982 E MAIN ST C, C, EL CAJON, CA 92021-6206 |
| Document Number | 0000154620 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 2021-0154620 |
| Name | RATE RABBIT INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SAN DIEGO, CA 92101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 22, 2020 |
| Property Address | 982 E MAIN ST UNIT C, C, EL CAJON, CA 92021-6206 |
| Document Number | 0000262063 |
| Instrument Date | May 12, 2020 |
| Instrument | 262063 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2020 |
| Title Company | GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1887 PENASCO RD EL CAJON CA 920193708, EL CAJON, CA 92019-3708 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 22, 2020 |
| Property Address | 982 E MAIN ST UNIT C, C, EL CAJON, CA 92021-6206 |
| Document Number | 0000262064 |
| Map Reference | FILE 80-232777 |
| Instrument Date | May 05, 2020 |
| Instrument | 2020-0262064 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | GUARDIAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 982 E MAIN ST UNIT C, C, EL CAJON, CA 92021-6206 |
| Document Number | 0000262065 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 2020-0262065 |
| Name | AMNET ESOP CORP |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $530,399 (+2%) Land $266,760 Building $263,639 | |
| 2025 | $6,050.00 (+40.37%) Homeowner's exemption | $520,000 (+45.5%) Land $261,530 Building $258,470 |
| 2023 | $4,310.00 (+1.58%) | $357,398 Land $179,750 Building $177,648 |
| 2022 | $4,243.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 541 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Wyyerd Group, Verizon, AT&T, California Internet, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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