9812 Elys Ford Rd, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 9812 Elys Ford Rd, Fredericksburg, VA 22407

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,664 sqft · built 1983
Lot Size	1.52 acres (66,211 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Nov 2023)
Tax Bill	$2,189 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4B-1-2`

Property Details

APN / Parcel Number

Primary APN	`4B-1-2`
Alternative APNs	`004B 1-2` `04B 1-2`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,664 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	66,211 sqft (1.52 acres)

Exterior Amenities

Porch	Slab
Porch Area	104 sqft
Deck Area	1,077 sqft
Patio Area	346 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9812 ELYS FORD RD
City	FREDERICKSBURG
State	VA
Zip	22407-9638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU - RURAL
Legal Description	WENDELL LARSON SUB LOT 2 SEC 1
Legal Subdivision	WENDALL LARSON SUBDIVISION
Legal Lot Number	2
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	CHANCELLOR
Census Block Group	1
Census Block	1006
Census Tract	20105

Owner

9812 Elys Ford Rd is owned and occupied by two individuals who bought it in November 2023.

Source: Spotsylvania County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9812 ELYS FORD RD, FREDERICKSBURG, VA 22407-9638
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2023 · Amount on File
Deed Sale	Nov 1, 2023 · Amount on File
Prior Sale	Sep 12, 2005 · Amount on File
Deed Document Number	202314692
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Nov 1, 2023
Property Address	9812 ELYS FORD RD, FREDERICKSBURG, VA 22407-9638
Document Number	0230014692
Instrument Date	Oct 25, 2023
Instrument	230014692
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	OPTIMA TITLE SOLUTIONS AND ESCRO, OPTIMA TITLE SLTNS & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9812 ELYS FORD RD, FREDERICKSBURG, VA 22407-9638

Mortgage

Document Number	0230014693
Date	Nov 1, 2023
Instrument	230014693

Lender

Name	MORTGAGE X HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 9812 Elys Ford Rd was $2,189.

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,189.00	$296,900 Land $135,700 Building $161,200
2025			$296,900 Land $135,700 Building $161,200
2023	$1,534.00	$198,900 Land $83,600 Building $115,300	$198,900 Land $83,600 Building $115,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9812 Elys Ford Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9812 Elys Ford Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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