9807 Elys Ford Rd, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 9807 Elys Ford Rd, Fredericksburg, VA 22407

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,500 sqft · built 2020
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,117 (2026)
Deeds & Mortgages	Nov 2021 Refinance Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4-A-47`

Property Details

APN / Parcel Number

Primary APN	`4-A-47`
Alternative APNs	`004-A-47` `04-A-47`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,500 sqft Finished Area
Basement Area	1,500 sqft
Unfinished Basement	1,425 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9807 ELYS FORD RD
City	FREDERICKSBURG
State	VA
Zip	22407-9655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU - RURAL
Legal Description	E T BLANKENBAKER
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	CHANCELLOR
Census Block Group	2
Census Block	2016
Census Tract	20105

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	514 AMERICAS WAY, BOX ELDER, SD 57719-7600
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Jun 30, 2020	Deed of Trust, Mortgage · VA Mortgage MOVEMENT MTG
Oct 4, 2019	Deed of Trust, Mortgage · Line of Credit COMMUNITY BK
Mar 8, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2019
Deed Sale	Mar 26, 2019
Deed Document Number	20194235
Prior Transfer Date	Mar 21, 2019
Prior Transfer Doc	0000004235
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	9807 ELYS FORD RD, FREDERICKSBURG, VA 22407-9655
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210032555
Date	Nov 3, 2021
Instrument	210032555

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

Interest

Rate Type	Fixed Rate
Rate	1.88%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	9807 ELYS FORD RD, FREDERICKSBURG, VA 22407-9655
Document Number	202000013593
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9807 ELYS FORD RD FREDERICKSBURG VA 224079655, FREDERICKSBURG, VA 22407-9655

Mortgage

Document Number	202000013593
Date	Jul 1, 2020
Instrument	13593

Lender

Name	MOVEMENT MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 30, 2035

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	9807 ELYS FORD RD, FREDERICKSBURG, VA 22407-9655
Document Number	201900016827
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9807 ELYS FORD RD FREDERICKSBURG VA 224079655, FREDERICKSBURG, VA 22407-9655

Mortgage

Document Number	201900016827
Date	Oct 4, 2019
Instrument	16827

Lender

Name	COMMUNITY BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Mar 8, 2017
Property Address	9807 ELYS FORD RD, FREDERICKSBURG, VA 22407-9655
Document Number	201700004120
Instrument Date	Mar 4, 2017
Instrument	4120
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$75.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10308 ELYS FORD RD FREDERICKSBURG VA 224079643, FREDERICKSBURG, VA 22407-9643

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,117.00 (+29.51%)	$558,400 (+35.53%) Land $170,500 Building $387,900
2025			$558,400 (+35.53%) Land $170,500 Building $387,900
2023	$3,179.00	$412,000 Land $105,500 Building $306,500	$412,000 Land $105,500 Building $306,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2009–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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