9808 Elys Ford Rd, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 9808 Elys Ford Rd, Fredericksburg, VA 22407

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,858 sqft
Lot Size	1.77 acres (77,101 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Jun 2016)
Tax Bill	$2,397 (2026)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4B-1-1`

Property Details

APN / Parcel Number

Primary APN	`4B-1-1`
Alternative APNs	`004B 1-1` `04B 1-1`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,858 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	77,101 sqft (1.77 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	132 sqft
Deck Area	308 sqft
Patio Area	368 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9808 ELYS FORD RD
City	FREDERICKSBURG
State	VA
Zip	22407-9638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU - RURAL
Legal Description	WENDELL LARSON SUB LOT 1 SEC 1
Legal Subdivision	WENDALL LARSON SUBDIVISION
Legal Lot Number	1
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	CHANCELLOR
Census Block Group	1
Census Block	1006
Census Tract	20105

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9808 ELYS FORD RD, FREDERICKSBURG, VA 22407-9638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2016 · Amount on Record
Deed Sale	Jun 10, 2016 · Amount on Record
Deed Document Number	20169296
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	9808 ELYS FORD RD, FREDERICKSBURG, VA 22407-9638
Document Number	202000011611
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9808 ELYS FORD RD FREDERICKSBURG VA 224079638, FREDERICKSBURG, VA 22407-9638

Mortgage

Document Number	202000011611
Date	Jun 10, 2020
Instrument	11611

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,397.00 (+32.65%)	$325,200 (+38.86%) Land $140,400 Building $184,800
2025			$325,200 (+38.86%) Land $140,400 Building $184,800
2023	$1,807.00	$234,200 Land $86,500 Building $147,700	$234,200 Land $86,500 Building $147,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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