981 Wilda Dr, Westminster, MD 21157 Property Records

Carroll County property record for 981 Wilda Dr, Westminster, MD 21157

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,596 sqft · built 1987
Lot Size1.16 acres (50,530 sqft)
Owner2 Individual Names on Record
Last Sale$476,000 (Mar 2023)
Tax Bill$4,396 (2026)
Deeds & MortgagesMar 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-055683

Property Details

APN / Parcel Number

Primary APN04-055683
Alternative APNs
  • 4055683
  • 055683

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,596 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area50,530 sqft (1.16 acres)
Garage TypeAttached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area156 sqft
Deck Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number055683
Street Address981 WILDA DR
CityWESTMINSTER
StateMD
Zip21157-8357
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-400
Legal DescriptionLT 51 - 1.16 ACS 981 WILDA DR 28-152 SEC PEACH MILL ESTS
Legal SubdivisionPEACH MILL ESTATES SEC 03
Legal Lot Number51
JurisdictionCARROLL MD
Township / Civil Division4, WOOLERYS
Census Block Group2
Census Block2006
Census Tract504202

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address981 WILDA DR, WESTMINSTER, MD 21157-8357
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2023 · Amount on Record
Deed SaleMar 24, 2023 · Amount on Record
Prior SaleApr 28, 1988 · Amount on Record
Deed Book / Page11001 / 8
Record UpdatedOct 29, 2026

March 2023: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateMar 24, 2023
Property Address981 WILDA DR, WESTMINSTER, MD 21157-8357
Document Number0110010008
Book / Page11001 / 8
Map ReferenceLB LWS28 PG 152
Instrument DateMar 6, 2023
Transaction TypeTransfer
Record UpdatedApr 19, 2023
Title CompanyLAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,380.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address981 WILDA DR, WESTMINSTER, MD 21157-8357

Mortgage

Document Number0110010015
DateMar 24, 2023
Instrument11001-0015
Lender
NamePLAINS COMMERCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,396.00 (+5.37%) Homeowner's exemption$401,667 (+23.11%)$470,600 (+28.16%) Land $201,600 Building $269,000
2025$4,172.00 (+13.19%) Homeowner's exemption
2023$3,686.00$326,267$367,200 Land $161,600 Building $205,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Quantum Internet & Telephone.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wilda Dr

Nearby Streets

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