980 Wilda Dr, Westminster, MD 21157 Property Records

Carroll County property record for 980 Wilda Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,626 sqft · built 1988
Lot Size	1.28 acres (56,062 sqft)
Owner	2 Individual Names on Record
Last Sale	$217,900 (Sep 2000)
Tax Bill	$4,913 (2026)
Deeds & Mortgages	Apr 2023 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-055713`

Property Details

APN / Parcel Number

Primary APN	`04-055713`
Alternative APNs	`4055713` `055713`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,626 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	56,062 sqft (1.28 acres)
Garage Type	Mixed
Garage Area	1,920 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	396 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	055713
Street Address	980 WILDA DR
City	WESTMINSTER
State	MD
Zip	21157-8356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 54 - 1.287 ACS 980 WILDA DRIVE 28-152 PEACH MILL ESTS SC 3 PL2
Legal Subdivision	PEACH MIL ESTATES SEC 03 02
Legal Lot Number	54
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	2
Census Block	2009
Census Tract	504202

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	980 WILDA DR, WESTMINSTER, MD 21157-8356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Sep 25, 2019	Deed of Trust, Mortgage · Conventional with PMI JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2000 · Amount on Record
Deed Sale	Sep 6, 2000 · Amount on Record
Prior Sale	Sep 15, 1995 · Amount on Record
Deed Document Number	2000789
Deed Book / Page	2395 / 65
Last Transfer Date	Sep 13, 2016
Transfer Doc	0084570029
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	980 WILDA DR, WESTMINSTER, MD 21157-8356
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 WILDA DR, WESTMINSTER, MD 21157-8356

Mortgage

Document Number	0110150476
Date	Apr 20, 2023
Book Page	11015/476

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	980 WILDA DR, WESTMINSTER, MD 21157-8356
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0103840019
Date	Jul 29, 2021
Book Page	10384/19

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Mar 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	980 WILDA DR, WESTMINSTER, MD 21157-8356
Document Number	0095140314
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	WESTERN TITLE COMPANY LLC, WESTERN TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	980 WILDA DR WESTMINSTER MD 211578356, WESTMINSTER, MD 21157-8356

Mortgage

Document Number	0095140314
Date	Dec 19, 2019
Book Page	009514/000314

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2049

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,913.00 (+5.02%) Homeowner's exemption	$451,933 (+5.74%)	$501,000 (+17.22%) Land $202,800 Building $298,200
2025	$4,678.00 (+9.25%) Homeowner's exemption	$427,400 (+12.77%) Land $162,800 Building $264,600	$427,400 (-) Land $162,800 Building $264,600
2023	$4,282.00 Homeowner's exemption	$379,000	$427,400 Land $162,800 Building $264,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

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