979 Wilda Dr, Westminster, MD 21157 Property Records

Carroll County property record for 979 Wilda Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,260 sqft · built 1988
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Sep 2017)
Tax Bill	$5,742 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-055691`

Property Details

APN / Parcel Number

Primary APN	`04-055691`
Alternative APNs	`4055691` `055691`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,260 sqft Total Area
Basement Area	840 sqft
Finished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	299 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	055691
Street Address	979 WILDA DR
City	WESTMINSTER
State	MD
Zip	21157-8357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 52 - 1.03 ACS 979 WILDA DR 28-152 SEC PEACH MILL ESTS PLT 2
Legal Subdivision	PEACH MILL ESTATES SEC 03 02
Legal Lot Number	52
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	2
Census Block	2006
Census Tract	504202

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	979 WILDA DR, WESTMINSTER, MD 21157-8357
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Sep 21, 2017	Grant Deed, Transfer · Conventional with PMI NAVY FCU
Jun 9, 2017	Grant Deed, Transfer SAGE TITLE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2017 · Amount on Record
Deed Sale	Sep 21, 2017 · Amount on Record
Prior Sale	Jun 9, 2017 · Amount on Record
Deed Document Number	20178810-0368
Deed Book / Page	8810 / 368
Prior Transfer Date	Jun 25, 2012
Prior Transfer Doc	0069750263
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	979 WILDA DR, WESTMINSTER, MD 21157-8357
Transaction Type	Mortgage
Record Updated	Jul 13, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	979 WILDA DR, WESTMINSTER, MD 21157-8357

Mortgage

Document Number	0110580268
Date	Jun 23, 2023
Book Page	11058/268

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jul 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	979 WILDA DR, WESTMINSTER, MD 21157-8357
Transaction Type	Mortgage
Record Updated	Dec 7, 2021
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0105580458
Date	Nov 15, 2021
Book Page	10558/458

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 1, 2046

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 21, 2017
Property Address	979 WILDA DR, WESTMINSTER, MD 21157-8357
Document Number	0088100368
Book / Page	008810 / 000368
Instrument Date	Sep 11, 2017
Transaction Type	Transfer
Record Updated	Nov 16, 2017
Title Company	CHOICE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	979 WILDA DR WESTMINSTER MD 211578357, WESTMINSTER, MD 21157-8357

Mortgage

Document Number	88100373
Date	Sep 21, 2017
Book Page	008810/000373

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2047

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 9, 2017
Property Address	979 WILDA DR, WESTMINSTER, MD 21157-8357
Document Number	0087140356
Book / Page	008714 / 000356
Instrument Date	Jun 1, 2017
Transaction Type	Transfer
Record Updated	Jul 20, 2017
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$390.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	979 WILDA DR WESTMINSTER MD 211578357, WESTMINSTER, MD 21157-8357

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,742.00 (+7.07%)	$507,400 (+7.14%)	$575,000 (+21.41%) Land $200,300 Building $374,700
2025	$5,363.00 (+13.53%)	$473,600 (+13.28%) Land $160,300 Building $313,300	$473,600 (-) Land $160,300 Building $313,300
2023	$4,724.00	$418,067	$473,600 Land $160,300 Building $313,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Quantum Internet & Telephone.

Cell Coverage

5G (outdoors only) and 4G LTE

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