957 Phillips Rd, Cincinnati, OH 45230 Property Records

Hamilton County property record for 957 Phillips Rd, Cincinnati, OH 45230

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 966 sqft · built 1946
Lot Size	0.244 acres (10,629 sqft)
Owner	Individual Name on File
Last Sale	$104,400 (Mar 2002)
Tax Bill	$3,672 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500-0410-0039-00`

Property Details

APN / Parcel Number

Primary APN	`500-0410-0039-00`
Alternative APN	`0058055`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	966 sqft Living Area
Gross Area	1,932 sqft
1st Floor Area	966 sqft
Basement Area	966 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	10,629 sqft (0.244 acres)
Lot Dimensions	166 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	957 PHILLIPS RD
City	CINCINNATI
State	OH
Zip	45230-5255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REAR 4 MILE RD 65 X 166.64 PTS LOTS 4-5 EVERSULL EST SUR 620
Legal Subdivision	EVERSULL EST
Legal Lot Number	4-5
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	3
Census Block	3000
Census Tract	25002

Owner

Source: Hamilton County records · APN 500-0410-0039-00

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	957 PHILLIPS RD, CINCINNATI, OH 45230-5255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 11, 2002 · Amount on Record
Deed Sale	Mar 11, 2002 · Amount on Record
Prior Sale	Dec 29, 1999 · Amount on Record
Deed Document Number	200246812
Deed Book / Page	8850 / 158
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	May 01, 2026
Property Address	957 PHILLIPS RD, CINCINNATI, OH 45230-5255
Document Number	0000033312
Book / Page	15657 / 466
Instrument Date	Mar 23, 2026
Instrument	202633312
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	957 PHILLIPS RD, CINCINNATI, OH 45230-5255
Investor	Possibly a Property Investor

Mortgage

Document Number	0000033312,
Date	May 01, 2026
Book Page	15657/466
Instrument	202633312

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,672.00 (+2.83%)	$58,689 (+%) Land $17,665 Building $41,024	$167,680 (-) Land $50,470 Building $117,210
2024	$3,571.00 (+5.18%)	$58,687 (-) Land $17,664 Building $41,023
2023	$3,395.00 (+24.63%)	$58,687 (+40.03%) Land $17,664 Building $41,023	$167,680 (+40.04%) Land $50,470 Building $117,210
2022	$2,724.00 Homeowner's exemption	$41,910 Land $17,364 Building $24,546
2020			$119,740 Land $49,610 Building $70,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), as of December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610250023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1994)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1994 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 277 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH3102612, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.