981 N Vulcan Ave, Apt 8, Encinitas, CA 92024 Property Records

San Diego County property record for 981 N Vulcan Ave, Apt 8, Encinitas, CA 92024

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 960 sqft · built 1977
Lot Size	0.58 acres (25,274 sqft)
Owner	2 Individual Names on Record
Last Sale	$128,000 (Sep 1999)
Tax Bill	$2,701 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`254-324-59-08`

Property Details

APN / Parcel Number

Primary APN	`254-324-59-08`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	960 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Condo/Apartment
Lot Area	25,274 sqft (0.58 acres)

Location & Zoning

Street Address	981 N VULCAN AVE, 8
City	ENCINITAS
State	CA
Zip	92024-1722
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	N-R20
Legal Description	LOT 1 US 8 PER DOC82-338295&UND INT IN TR 010407
Legal Subdivision	ENCINITAS #4126
Legal Tract	010407
Legal Block	3
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3006
Census Tract	17701

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	981 N VULCAN AVE, 8, ENCINITAS, CA 92024-1722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage IMC MORTGAGE CORP
Jun 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Nov 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 1999 · Amount on Record
Deed Sale	Sep 7, 1999 · Amount on Record
Prior Sale	Aug 14, 1997 · Amount on Record
Deed Document Number	1999615349
Prior Transfer Date	Jun 14, 1995
Prior Transfer Doc	0000253978
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	981 N VULCAN AVE APT 8, 8, ENCINITAS, CA 92024-1722
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 N VULCAN AVE 8, 8, ENCINITAS, CA 92024-1722

Mortgage

Document Number	0000834961
Date	Dec 24, 2020
Instrument	2020-0834961

Lender

Name	IMC MORTGAGE CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	981 N VULCAN AVE APT 8, 8, ENCINITAS, CA 92024-1722
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000223228
Date	Jun 4, 2018
Instrument	2018-0223228

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	981 N VULCAN AVE APT 8, 8, ENCINITAS, CA 92024-1722
Document Number	0000523520
Instrument Date	Nov 4, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	981 N VULCAN AVE #8 ENCINITAS CA 920241722, 8, ENCINITAS, CA 92024-1722

Mortgage

Document Number	0000523520
Date	Nov 9, 2017
Instrument	523520

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$200,477 (+2%) Land $113,269 Building $87,208
2025	$2,701.00 (+10.02%) Homeowner's exemption	$196,548 (+4.04%) Land $111,049 Building $85,499
2023	$2,455.00 (+3.54%) Homeowner's exemption	$188,918 Land $106,738 Building $82,180
2022	$2,371.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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